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Single Family ResidenceResidential
$7,195,311$1,324 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $6,100,000 on Aug 5, 2025

95 SPRUCE ST

ROSLYN, NY 11576
7 / 2
Baths
5,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$7.2M
$6.4M low$8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,100,000 · Aug 5, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,445,311
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,156,249
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,750,000
UBS BANK USA · 5.12% 1 · recorded Jan 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,534 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,310 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$718
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,592
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$589
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,310,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNASSAU
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 207 ft²ElevatorPatio · 284 ft²Porch · 120 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harbor Hill SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
Roslyn High SchoolA
High · Grades 9–12 · 1.6 mi
M
Roslyn Middle SchoolA-
Middle · Grades 6–8 · 2.2 mi

District: Roslyn Union Free School District

Neighborhood · ZIP 11576These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,896 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$189,117
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$255,113
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Roslyn 11576
  • Among the highest price per square foot in Nassau County
  • Among the largest homes in Nassau County
  • Has a bigger lot than 96% of homes in Nassau County
  • Among the newest homes in Roslyn 11576

What homes are worth in Roslyn 11576

Each bar is how many homes fall in that price range. The marker is this home.

This home
$894K$3.9M

This home is worth more than almost all homes in Roslyn 11576.

How it measures up in Roslyn 11576

The dot is this home. The mark in the middle is the typical home in Roslyn 11576.

Estimated value$7,195,311
CheaperTypical $1,827,385Pricier

Pricier than almost all homes nearby

Price per ft²$1324
CheaperTypical $630Pricier

Pricier than almost all homes nearby

Living area5,436 ft²
SmallerTypical 2,794 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.01 ac
SmallerTypical 0.35 acBigger

Bigger than 86% of homes nearby

Year built2023
OlderTypical 1965Newer

Newer than almost all homes nearby

How 95 Spruce St ranks against every home in each area.
MeasureThis homeRoslyn 11576Nassau County
Estimated valuepricier than$7,195,311almost all homesalmost all homes
Price per ft²pricier than$1324almost all homesalmost all homes
Living areabigger than5,436 ft²97% of homesalmost all homes
Lot sizebigger than1.01 ac86% of homes96% of homes
Year builtnewer than2023almost all homesalmost all homes

About 95 Spruce St

How much is 95 Spruce St, Roslyn, NY worth?

The TopHap Estimate for 95 Spruce St, Roslyn, NY is $7,195,311 as of Jul 14, 2026. The likely range is $6,397,361 to $7,993,261. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Spruce St, Roslyn, NY last sell?

95 Spruce St, Roslyn, NY last sold on Aug 5, 2025 for $6,100,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 95 Spruce St, Roslyn, NY?

95 Spruce St, Roslyn, NY has 7 bathrooms and 5,436 square feet of living space.

When was 95 Spruce St, Roslyn, NY built?

95 Spruce St, Roslyn, NY was built in 2023, making it 3 years old. It is a colonial home. The building has 2 stories.

What schools serve 95 Spruce St, Roslyn, NY?

95 Spruce St, Roslyn, NY is assigned to Harbor Hill School (elementary), rated A; Roslyn High School (high), rated A; Roslyn Middle School (middle), rated A-. All sit in Roslyn Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Spruce St, Roslyn, NY compare to other homes in Roslyn 11576?

Among the 4,806 homes in Roslyn 11576, it is worth more than almost all of them ($7,195,311 against a typical $1,827,385), its price per square foot is higher than almost all of them ($1324 against a typical $630), it is bigger than 97% of them (5,436 ft² against a typical 2,794 ft²), its lot is bigger than 86% of them (1.01 ac against a typical 0.35 ac) and it is newer than almost all of them (2023 against a typical 1965). Measured against all of Nassau County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Spruce St, Roslyn, NY?

The 2025 property tax bill for 95 Spruce St, Roslyn, NY was $12,534. The county assessed it at $2,310.

Closest homes

More homes in Roslyn 11576

Assigned schools

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