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Single Family ResidenceResidential
$577,034$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $520,000 on Dec 26, 2024

9505 GERARDIA LN

PROSPECT, KY 40059
3
Beds
3 / 1
Baths
1,805 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,838 ft²
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$577K
$505K low$649K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,000 · Dec 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,803 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$424,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$501,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 194 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norton Commons Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi
M
Kammerer Middle SchoolC-
Middle · Grades 6–8 · 4.1 mi
H
Ballard High SchoolA-
High · Grades 9–12 · 4.3 mi

District: Jefferson County School District

Neighborhood · ZIP 40059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.687 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$161,695
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$242,554
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9505 Gerardia Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Jefferson County
  • Costs more per square foot than 97% of homes in Jefferson County
  • Smaller than 80% of homes in Prospect 40059
  • Has a smaller lot than 91% of homes in Jefferson County
  • Newer than 95% of homes in Jefferson County

What homes are worth in Prospect 40059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$1.9M

This home is worth more than 43% of homes in Prospect 40059.

How it measures up in Prospect 40059

The dot is this home. The mark in the middle is the typical home in Prospect 40059.

Estimated value$577,034
CheaperTypical $635,672Pricier

Pricier than 43% of homes nearby

Price per ft²$320
CheaperTypical $217Pricier

Pricier than 89% of homes nearby

Living area1,805 ft²
SmallerTypical 2,655 ft²Bigger

Bigger than 20% of homes nearby

Lot size3,838 ft²
SmallerTypical 0.38 acBigger

Bigger than 12% of homes nearby

Year built2005
OlderTypical 1994Newer

Newer than 86% of homes nearby

How 9505 Gerardia Ln ranks against every home in each area.
MeasureThis homeProspect 40059Jefferson County
Estimated valuepricier than$577,03443% of homes92% of homes
Price per ft²pricier than$32089% of homes97% of homes
Living areabigger than1,805 ft²20% of homes73% of homes
Lot sizebigger than3,838 ft²12% of homes9% of homes
Year builtnewer than200586% of homes95% of homes

About 9505 Gerardia Ln

How much is 9505 Gerardia Ln, Prospect, KY worth?

The TopHap Estimate for 9505 Gerardia Ln, Prospect, KY is $577,034 as of Aug 30, 2026. The likely range is $504,663 to $649,405. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9505 Gerardia Ln, Prospect, KY last sell?

9505 Gerardia Ln, Prospect, KY last sold on Dec 26, 2024 for $520,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 9505 Gerardia Ln, Prospect, KY?

9505 Gerardia Ln, Prospect, KY has 3 bedrooms, 3 bathrooms, 1,805 square feet of living space and a 0.09-acre lot.

When was 9505 Gerardia Ln, Prospect, KY built?

9505 Gerardia Ln, Prospect, KY was built in 2005, making it 21 years old. It is a conventional home. The building has 2 stories.

What schools serve 9505 Gerardia Ln, Prospect, KY?

9505 Gerardia Ln, Prospect, KY is assigned to Norton Commons Elementary School (elementary), rated A-; Kammerer Middle School (middle), rated C-; Ballard High School (high), rated A-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9505 Gerardia Ln, Prospect, KY compare to other homes in Prospect 40059?

Among the 8,613 homes in Prospect 40059, it is worth more than 43% of them ($577,034 against a typical $635,672), its price per square foot is higher than 89% of them ($320 against a typical $217), it is bigger than 20% of them (1,805 ft² against a typical 2,655 ft²), its lot is bigger than 12% of them (3,838 ft² against a typical 0.38 ac) and it is newer than 86% of them (2005 against a typical 1994). Measured against all of Jefferson County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9505 Gerardia Ln, Prospect, KY?

The 2025 property tax bill for 9505 Gerardia Ln, Prospect, KY was $5,803. The county assessed it at $520,000.

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