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Single Family ResidenceResidential
$2,023,441$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $2,000,000 on Apr 17, 2026

9515 HARBOR LIGHTS DR

BERLIN, MD 21811
3.5
Baths
4,859 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2M
$1.8M low$2.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,000,000 · Apr 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,142,633 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,110,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,206,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.81 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.95%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.96
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 80 ft²ElevatorPorch · 108 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ocean City Elementary SchoolA+
Elementary · Grades PK–4 · 2.1 mi
M
Stephen Decatur Middle SchoolA+
Middle · Grades 7–8 · 4.3 mi
H
Stephen Decatur High SchoolB+
High · Grades 9–12 · 4.4 mi

District: Worcester County Public Schools

Neighborhood · ZIP 21811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,978
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9515 Harbor Lights Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Berlin 21811
  • Costs more per square foot than 96% of homes in Berlin 21811
  • Among the largest homes in Berlin 21811
  • Has a bigger lot than 88% of homes in Berlin 21811
  • Newer than 96% of homes in Worcester County

What homes are worth in Berlin 21811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.2M

This home is worth more than almost all homes in Berlin 21811.

How it measures up in Berlin 21811

The dot is this home. The mark in the middle is the typical home in Berlin 21811.

Estimated value$2,023,441
CheaperTypical $444,613Pricier

Pricier than almost all homes nearby

Price per ft²$416
CheaperTypical $259Pricier

Pricier than 96% of homes nearby

Living area4,859 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than almost all homes nearby

Lot size0.96 ac
SmallerTypical 0.23 acBigger

Bigger than 88% of homes nearby

Year built2017
OlderTypical 1994Newer

Newer than 93% of homes nearby

How 9515 Harbor Lights Dr ranks against every home in each area.
MeasureThis homeBerlin 21811Worcester County
Estimated valuepricier than$2,023,441almost all homesalmost all homes
Price per ft²pricier than$41696% of homes60% of homes
Living areabigger than4,859 ft²almost all homesalmost all homes
Lot sizebigger than0.96 ac88% of homes84% of homes
Year builtnewer than201793% of homes96% of homes

About 9515 Harbor Lights Dr

How much is 9515 Harbor Lights Dr, Berlin, MD worth?

The TopHap Estimate for 9515 Harbor Lights Dr, Berlin, MD is $2,023,441 as of Aug 30, 2026. The likely range is $1,758,602 to $2,288,280. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9515 Harbor Lights Dr, Berlin, MD last sell?

9515 Harbor Lights Dr, Berlin, MD last sold on Apr 17, 2026 for $2,000,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 9515 Harbor Lights Dr, Berlin, MD?

9515 Harbor Lights Dr, Berlin, MD has 3.5 bathrooms, 4,859 square feet of living space and a 0.96-acre lot.

When was 9515 Harbor Lights Dr, Berlin, MD built?

9515 Harbor Lights Dr, Berlin, MD was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 9515 Harbor Lights Dr, Berlin, MD?

9515 Harbor Lights Dr, Berlin, MD is assigned to Ocean City Elementary School (elementary), rated A+; Stephen Decatur Middle School (middle), rated A+; Stephen Decatur High School (high), rated B+. All sit in Worcester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9515 Harbor Lights Dr, Berlin, MD compare to other homes in Berlin 21811?

Among the 15,255 homes in Berlin 21811, it is worth more than almost all of them ($2,023,441 against a typical $444,613), its price per square foot is higher than 96% of them ($416 against a typical $259), it is bigger than almost all of them (4,859 ft² against a typical 1,682 ft²), its lot is bigger than 88% of them (0.96 ac against a typical 0.23 ac) and it is newer than 93% of them (2017 against a typical 1994). Measured against all of Worcester County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9515 Harbor Lights Dr, Berlin, MD?

The 2025 property tax bill for 9515 Harbor Lights Dr, Berlin, MD was $10,251. The county assessed it at $1,142,633.

More homes on Harbor Lights Dr

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