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Single Family ResidenceResidential
$261,424
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $92,000 on Oct 1, 1996

957 SAINT JOSEPH ST

LORETTO, PA 15940
0
Baths
7.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.

Valuation

$261K
$205K low$318K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$92,000 · Oct 1, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$837 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,740 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,740

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCambria
Lot (acres)The size of the land the home sits on, from county records.7.90
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Penn Cambria High SchoolA-
High · Grades 9–12 · 2.5 mi
M
Penn Cambria Middle SchoolC+
Middle · Grades 5–8 · 3.1 mi
E
Penn Cambria Primary School
Elementary · Grades 1–2 · 4.8 mi

District: Penn Cambria School District

Neighborhood · ZIP 15940These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,526
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,747
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

957 Saint Joseph St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Cambria County
  • Among the largest lots in Cambria County
  • Newer than 77% of homes in Cambria County

What homes are worth in Loretto 15940

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$473K

This home is worth more than 77% of homes in Loretto 15940.

How it measures up in Loretto 15940

The dot is this home. The mark in the middle is the typical home in Loretto 15940.

Estimated value$261,424
CheaperTypical $200,418Pricier

Pricier than 77% of homes nearby

Lot size7.9 ac
SmallerTypical 1.3 acBigger

Bigger than 95% of homes nearby

Year built1981
OlderTypical 1984Newer

Newer than 43% of homes nearby

How 957 Saint Joseph St ranks against every home in each area.
MeasureThis homeLoretto 15940Cambria County
Estimated valuepricier than$261,42477% of homes91% of homes
Lot sizebigger than7.9 ac95% of homesalmost all homes
Year builtnewer than198143% of homes77% of homes

About 957 Saint Joseph St

How much is 957 Saint Joseph St, Loretto, PA worth?

The TopHap Estimate for 957 Saint Joseph St, Loretto, PA is $261,424 as of Aug 30, 2026. The likely range is $205,270 to $317,578. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 957 Saint Joseph St, Loretto, PA last sell?

957 Saint Joseph St, Loretto, PA last sold on Oct 1, 1996 for $92,000, according to the county's recorded deed.

When was 957 Saint Joseph St, Loretto, PA built?

957 Saint Joseph St, Loretto, PA was built in 1981, making it 45 years old.

What schools serve 957 Saint Joseph St, Loretto, PA?

957 Saint Joseph St, Loretto, PA is assigned to Penn Cambria High School (high), rated A-; Penn Cambria Middle School (middle), rated C+; Penn Cambria Primary School (elementary). All sit in Penn Cambria School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 957 Saint Joseph St, Loretto, PA compare to other homes in Loretto 15940?

Among the 628 homes in Loretto 15940, it is worth more than 77% of them ($261,424 against a typical $200,418), its lot is bigger than 95% of them (7.9 ac against a typical 1.3 ac) and it is newer than 43% of them (1981 against a typical 1984). Measured against all of Cambria County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 957 Saint Joseph St, Loretto, PA?

The 2026 property tax bill for 957 Saint Joseph St, Loretto, PA was $837. The county assessed it at $21,740.

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