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Single Family ResidenceResidential
$277,109$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $260,000 on May 6, 2024

961 WHITE ROCK RD

CULLOWHEE, NC 28723
2
Beds
2
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$277K
$228K low$326K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · May 6, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,017 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,711 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,831
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,270

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cullowhee Valley SchoolD-
Elementary · Grades PK–8 · 4.8 mi
H
Jackson County Early CollegeA
High · Grades 9–12 · 8.6 mi

District: Jackson County Schools

Neighborhood · ZIP 28723These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,783
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.116 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,538
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,638
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

961 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Cullowhee 28723
  • Smaller than 72% of homes in Jackson County
  • Has a bigger lot than 81% of homes in Jackson County

What homes are worth in Cullowhee 28723

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$3.3M

This home is worth more than 27% of homes in Cullowhee 28723.

How it measures up in Cullowhee 28723

The dot is this home. The mark in the middle is the typical home in Cullowhee 28723.

Estimated value$277,109
CheaperTypical $415,338Pricier

Pricier than 27% of homes nearby

Price per ft²$231
CheaperTypical $272Pricier

Pricier than 39% of homes nearby

Living area1,200 ft²
SmallerTypical 1,621 ft²Bigger

Bigger than 29% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 75% of homes nearby

Year built1993
OlderTypical 1984Newer

Newer than 63% of homes nearby

How 961 White Rock Rd ranks against every home in each area.
MeasureThis homeCullowhee 28723Jackson County
Estimated valuepricier than$277,10927% of homes30% of homes
Price per ft²pricier than$23139% of homes39% of homes
Living areabigger than1,200 ft²29% of homes28% of homes
Lot sizebigger than3 ac75% of homes81% of homes
Year builtnewer than199363% of homes59% of homes

About 961 White Rock Rd

How much is 961 White Rock Rd, Cullowhee, NC worth?

The TopHap Estimate for 961 White Rock Rd, Cullowhee, NC is $277,109 as of Aug 30, 2026. The likely range is $228,174 to $326,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 961 White Rock Rd, Cullowhee, NC last sell?

961 White Rock Rd, Cullowhee, NC last sold on May 6, 2024 for $260,000, according to the county's recorded deed.

How big is 961 White Rock Rd, Cullowhee, NC?

961 White Rock Rd, Cullowhee, NC has 2 bedrooms, 2 bathrooms, 1,200 square feet of living space and a 3.00-acre lot.

When was 961 White Rock Rd, Cullowhee, NC built?

961 White Rock Rd, Cullowhee, NC was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 961 White Rock Rd, Cullowhee, NC?

961 White Rock Rd, Cullowhee, NC is assigned to Cullowhee Valley School (elementary), rated D-; Jackson County Early College (high), rated A. All sit in Jackson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 961 White Rock Rd, Cullowhee, NC compare to other homes in Cullowhee 28723?

Among the 2,927 homes in Cullowhee 28723, it is worth more than 27% of them ($277,109 against a typical $415,338), its price per square foot is higher than 39% of them ($231 against a typical $272), it is bigger than 29% of them (1,200 ft² against a typical 1,621 ft²), its lot is bigger than 75% of them (3 ac against a typical 1 ac) and it is newer than 63% of them (1993 against a typical 1984). Measured against all of Jackson County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 961 White Rock Rd, Cullowhee, NC?

The 2025 property tax bill for 961 White Rock Rd, Cullowhee, NC was $1,017. The county assessed it at $267,711.

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