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Rural ResidenceResidential
$338,250$483 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

9640 FM 1322

LOCKHART, TX 78644
0
Baths
700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$338K
$306K low$370K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,989 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,780 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,880
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,470

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.123 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.12.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD
High · Grades 9–12 · 8.3 mi
E
Navarro Elementary SchoolD
Elementary · Grades KG–5 · 8.4 mi
M
Lockhart Junior High SchoolD+
Middle · Grades 6–8 · 9.2 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9640 Fm 1322 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Lockhart 78644
  • Costs more per square foot than 98% of homes in Lockhart 78644
  • Smaller than 97% of homes in Lockhart 78644
  • Has a bigger lot than 93% of homes in Lockhart 78644
  • Newer than 80% of homes in Caldwell County

What homes are worth in Lockhart 78644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$859K

This home is worth more than 69% of homes in Lockhart 78644.

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Estimated value$338,250
CheaperTypical $279,934Pricier

Pricier than 69% of homes nearby

Price per ft²$483
CheaperTypical $182Pricier

Pricier than 98% of homes nearby

Living area700 ft²
SmallerTypical 1,529 ft²Bigger

Bigger than 3% of homes nearby

Lot size12.09 ac
SmallerTypical 0.26 acBigger

Bigger than 93% of homes nearby

Year built2019
OlderTypical 2000Newer

Newer than 75% of homes nearby

How 9640 Fm 1322 ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Estimated valuepricier than$338,25069% of homes68% of homes
Price per ft²pricier than$48398% of homes97% of homes
Living areabigger than700 ft²3% of homes5% of homes
Lot sizebigger than12.09 ac93% of homes90% of homes
Year builtnewer than201975% of homes80% of homes

About 9640 Fm 1322

How much is 9640 Fm 1322, Lockhart, TX worth?

The TopHap Estimate for 9640 Fm 1322, Lockhart, TX is $338,250 as of Oct 21, 2026. The likely range is $306,396 to $370,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9640 Fm 1322, Lockhart, TX last sell?

9640 Fm 1322, Lockhart, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 9640 Fm 1322, Lockhart, TX?

9640 Fm 1322, Lockhart, TX has 700 square feet of living space and a 12.09-acre lot.

When was 9640 Fm 1322, Lockhart, TX built?

9640 Fm 1322, Lockhart, TX was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 9640 Fm 1322, Lockhart, TX?

9640 Fm 1322, Lockhart, TX is assigned to Lockhart High School (high), rated D; Navarro Elementary School (elementary), rated D; Lockhart Junior High School (middle), rated D+. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9640 Fm 1322, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,749 homes in Lockhart 78644, it is worth more than 69% of them ($338,250 against a typical $279,934), its price per square foot is higher than 98% of them ($483 against a typical $182), it is bigger than 3% of them (700 ft² against a typical 1,529 ft²), its lot is bigger than 93% of them (12.09 ac against a typical 0.26 ac) and it is newer than 75% of them (2019 against a typical 2000). Measured against all of Caldwell County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9640 Fm 1322, Lockhart, TX?

The 2026 property tax bill for 9640 Fm 1322, Lockhart, TX was $2,989. The county assessed it at $171,780.

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