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Single Family ResidenceResidential
$358,144$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,000 on Jun 8, 1993

9645 RIDGE VIEW DR

OWINGS, MD 20736
2
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$358K
$313K low$403K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Jun 8, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$363,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$354,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$379,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.2.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 300 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windy Hill Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
M
Windy Hill Middle SchoolB
Middle · Grades 6–8 · 0.7 mi
H
Northern High SchoolA
High · Grades 9–12 · 5.3 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9645 Ridge View Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Owings 20736
  • Smaller than 85% of homes in Owings 20736
  • Has a bigger lot than 81% of homes in Calvert County
  • Older than 80% of homes in Owings 20736

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$288K$1.1M

This home is worth more than 7% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$358,144
CheaperTypical $594,769Pricier

Pricier than 7% of homes nearby

Price per ft²$273
CheaperTypical $267Pricier

Pricier than 55% of homes nearby

Living area1,312 ft²
SmallerTypical 2,208 ft²Bigger

Bigger than 15% of homes nearby

Lot size2.27 ac
SmallerTypical 1.27 acBigger

Bigger than 66% of homes nearby

Year built1976
OlderTypical 1988Newer

Newer than 20% of homes nearby

How 9645 Ridge View Dr ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$358,1447% of homes24% of homes
Price per ft²pricier than$27355% of homes51% of homes
Living areabigger than1,312 ft²15% of homes29% of homes
Lot sizebigger than2.27 ac66% of homes81% of homes
Year builtnewer than197620% of homes23% of homes

About 9645 Ridge View Dr

How much is 9645 Ridge View Dr, Owings, MD worth?

The TopHap Estimate for 9645 Ridge View Dr, Owings, MD is $358,144 as of Jul 14, 2026. The likely range is $313,258 to $403,030. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9645 Ridge View Dr, Owings, MD last sell?

9645 Ridge View Dr, Owings, MD last sold on Jun 8, 1993 for $165,000, according to the county's recorded deed.

How big is 9645 Ridge View Dr, Owings, MD?

9645 Ridge View Dr, Owings, MD has 2 bathrooms, 1,312 square feet of living space and a 2.27-acre lot.

When was 9645 Ridge View Dr, Owings, MD built?

9645 Ridge View Dr, Owings, MD was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 9645 Ridge View Dr, Owings, MD?

9645 Ridge View Dr, Owings, MD is assigned to Windy Hill Elementary School (elementary), rated B+; Windy Hill Middle School (middle), rated B; Northern High School (high), rated A. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9645 Ridge View Dr, Owings, MD compare to other homes in Owings 20736?

Among the 3,145 homes in Owings 20736, it is worth more than 7% of them ($358,144 against a typical $594,769), its price per square foot is higher than 55% of them ($273 against a typical $267), it is bigger than 15% of them (1,312 ft² against a typical 2,208 ft²), its lot is bigger than 66% of them (2.27 ac against a typical 1.27 ac) and it is newer than 20% of them (1976 against a typical 1988). Measured against all of Calvert County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9645 Ridge View Dr, Owings, MD?

The 2025 property tax bill for 9645 Ridge View Dr, Owings, MD was $4,051. The county assessed it at $363,100.

More homes on Ridge View Dr

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