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Single Family ResidenceResidential
$370,111$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

965 CENTRAL LN

GAMBRILLS, MD 21054
1
Baths
984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$370K
$347K low$393K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,559 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$301,667 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.5
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Arundel High SchoolA-
High · Grades 9–12 · 0.1 mi
M
Arundel Middle SchoolA+
Middle · Grades 6–8 · 0.3 mi
E
Waugh Chapel Elementary SchoolB
Elementary · Grades PK–5 · 1.0 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.877 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,638
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,191
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Central Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Gambrills 21054
  • Costs more per square foot than 98% of homes in Gambrills 21054
  • Among the smallest homes in Gambrills 21054
  • Has a bigger lot than 69% of homes in Anne Arundel County
  • Older than 89% of homes in Gambrills 21054

What homes are worth in Gambrills 21054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$1.2M

This home is worth more than 7% of homes in Gambrills 21054.

How it measures up in Gambrills 21054

The dot is this home. The mark in the middle is the typical home in Gambrills 21054.

Estimated value$370,111
CheaperTypical $603,335Pricier

Pricier than 7% of homes nearby

Price per ft²$376
CheaperTypical $263Pricier

Pricier than 98% of homes nearby

Living area984 ft²
SmallerTypical 2,312 ft²Bigger

Smaller than almost all homes nearby

Lot size0.31 ac
SmallerTypical 0.23 acBigger

Bigger than 61% of homes nearby

Year built1968
OlderTypical 1995Newer

Newer than 11% of homes nearby

How 965 Central Ln ranks against every home in each area.
MeasureThis homeGambrills 21054Anne Arundel County
Estimated valuepricier than$370,1117% of homes20% of homes
Price per ft²pricier than$37698% of homes87% of homes
Living areabigger than984 ft²almost no homes5% of homes
Lot sizebigger than0.31 ac61% of homes69% of homes
Year builtnewer than196811% of homes30% of homes

About 965 Central Ln

How much is 965 Central Ln, Gambrills, MD worth?

The TopHap Estimate for 965 Central Ln, Gambrills, MD is $370,111 as of Sep 24, 2026. The likely range is $347,275 to $392,947. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Central Ln, Gambrills, MD last sell?

965 Central Ln, Gambrills, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 965 Central Ln, Gambrills, MD?

965 Central Ln, Gambrills, MD has 1 bathrooms, 984 square feet of living space and a 0.31-acre lot.

When was 965 Central Ln, Gambrills, MD built?

965 Central Ln, Gambrills, MD was built in 1968, making it 58 years old. It is a conventional home. The building has 1 story.

What schools serve 965 Central Ln, Gambrills, MD?

965 Central Ln, Gambrills, MD is assigned to Arundel High School (high), rated A-; Arundel Middle School (middle), rated A+; Waugh Chapel Elementary School (elementary), rated B. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Central Ln, Gambrills, MD compare to other homes in Gambrills 21054?

Among the 4,913 homes in Gambrills 21054, it is worth more than 7% of them ($370,111 against a typical $603,335), its price per square foot is higher than 98% of them ($376 against a typical $263), it is bigger than almost none of them (984 ft² against a typical 2,312 ft²), its lot is bigger than 61% of them (0.31 ac against a typical 0.23 ac) and it is newer than 11% of them (1968 against a typical 1995). Measured against all of Anne Arundel County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Central Ln, Gambrills, MD?

The 2025 property tax bill for 965 Central Ln, Gambrills, MD was $2,559. The county assessed it at $301,667.

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