Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$161,217$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $65,000 on Nov 10, 2003

965 HOWARD DR

VERMILION, OH 44089
3
Beds
1
Baths
1,060 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$161K
$121K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Nov 10, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,771 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,610 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,607
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,003
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLORAIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vermilion High SchoolA-
High · Grades 8–12 · 0.7 mi
E
Vermilion Elementary SchoolB
Elementary · Grades PK–3 · 0.9 mi
M
Sailorway Middle SchoolB
Middle · Grades 4–7 · 1.0 mi

District: Vermilion Local School District

Neighborhood · ZIP 44089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.16,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,721
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Howard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Vermilion 44089
  • Costs less per square foot than 65% of homes in Vermilion 44089
  • Smaller than 86% of homes in Lorain County
  • Has a smaller lot than 95% of homes in Lorain County

What homes are worth in Vermilion 44089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$879K

This home is worth more than 15% of homes in Vermilion 44089.

How it measures up in Vermilion 44089

The dot is this home. The mark in the middle is the typical home in Vermilion 44089.

Estimated value$161,217
CheaperTypical $269,421Pricier

Pricier than 15% of homes nearby

Price per ft²$152
CheaperTypical $170Pricier

Pricier than 35% of homes nearby

Living area1,060 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 15% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.25 acBigger

Bigger than 10% of homes nearby

Year built1979
OlderTypical 1972Newer

Newer than 62% of homes nearby

How 965 Howard Dr ranks against every home in each area.
MeasureThis homeVermilion 44089Lorain County
Estimated valuepricier than$161,21715% of homes23% of homes
Price per ft²pricier than$15235% of homes43% of homes
Living areabigger than1,060 ft²15% of homes14% of homes
Lot sizebigger than3,920 ft²10% of homes5% of homes
Year builtnewer than197962% of homes61% of homes

About 965 Howard Dr

How much is 965 Howard Dr, Vermilion, OH worth?

The TopHap Estimate for 965 Howard Dr, Vermilion, OH is $161,217 as of Aug 30, 2026. The likely range is $120,623 to $201,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Howard Dr, Vermilion, OH last sell?

965 Howard Dr, Vermilion, OH last sold on Nov 10, 2003 for $65,000, according to the county's recorded deed.

How big is 965 Howard Dr, Vermilion, OH?

965 Howard Dr, Vermilion, OH has 3 bedrooms, 1 bathrooms, 1,060 square feet of living space and a 0.09-acre lot.

When was 965 Howard Dr, Vermilion, OH built?

965 Howard Dr, Vermilion, OH was built in 1979, making it 47 years old. It is a conventional home. The building has 1 story.

What schools serve 965 Howard Dr, Vermilion, OH?

965 Howard Dr, Vermilion, OH is assigned to Vermilion High School (high), rated A-; Vermilion Elementary School (elementary), rated B; Sailorway Middle School (middle), rated B. All sit in Vermilion Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Howard Dr, Vermilion, OH compare to other homes in Vermilion 44089?

Among the 7,596 homes in Vermilion 44089, it is worth more than 15% of them ($161,217 against a typical $269,421), its price per square foot is higher than 35% of them ($152 against a typical $170), it is bigger than 15% of them (1,060 ft² against a typical 1,627 ft²), its lot is bigger than 10% of them (3,920 ft² against a typical 0.25 ac) and it is newer than 62% of them (1979 against a typical 1972). Measured against all of Lorain County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Howard Dr, Vermilion, OH?

The 2025 property tax bill for 965 Howard Dr, Vermilion, OH was $1,771. The county assessed it at $36,610.

More homes on Howard Dr

Closest homes

More homes in Vermilion 44089

Assigned schools

Explore the area

See this home in context

Open 965 Howard Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map