Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$612,416$456 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $535,000 on Jul 14, 2021

965 MAIN ST

OURAY, CO 81427
2
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1898
Year BuiltThe year the home was originally built, according to county records.

Valuation

$612K
$510K low$715K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$535,000 · Jul 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,971 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$473,870

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyOURAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ouray Elementary School
Elementary · Grades PK–6 · 0.3 mi
H
Ouray High SchoolA
High · Grades 9–12 · 0.3 mi
M
Ouray Middle School
Middle · Grades 7–8 · 0.3 mi

District: Ouray School District R-1

Neighborhood · ZIP 81427These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,000
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,843
Average tempThe average temperature here across a full year.31°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Ouray County
  • Smaller than 75% of homes in Ouray County
  • Has a bigger lot than 80% of homes in Ouray 81427
  • Older than 94% of homes in Ouray County

What homes are worth in Ouray 81427

Each bar is how many homes fall in that price range. The marker is this home.

This home
$349K$1.9M

This home is worth more than 30% of homes in Ouray 81427.

How it measures up in Ouray 81427

The dot is this home. The mark in the middle is the typical home in Ouray 81427.

Estimated value$612,416
CheaperTypical $738,993Pricier

Pricier than 30% of homes nearby

Price per ft²$456
CheaperTypical $449Pricier

Pricier than 52% of homes nearby

Living area1,344 ft²
SmallerTypical 1,625 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.5 ac
SmallerTypical 0.17 acBigger

Bigger than 80% of homes nearby

Year built1898
OlderTypical 1984Newer

Newer than 20% of homes nearby

How 965 Main St ranks against every home in each area.
MeasureThis homeOuray 81427Ouray County
Estimated valuepricier than$612,41630% of homes18% of homes
Price per ft²pricier than$45652% of homes45% of homes
Living areabigger than1,344 ft²33% of homes25% of homes
Lot sizebigger than0.5 ac80% of homes36% of homes
Year builtnewer than189820% of homes6% of homes

About 965 Main St

How much is 965 Main St, Ouray, CO worth?

The TopHap Estimate for 965 Main St, Ouray, CO is $612,416 as of Sep 24, 2026. The likely range is $509,975 to $714,857. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Main St, Ouray, CO last sell?

965 Main St, Ouray, CO last sold on Jul 14, 2021 for $535,000, according to the county's recorded deed.

How big is 965 Main St, Ouray, CO?

965 Main St, Ouray, CO has 2 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 0.49-acre lot.

When was 965 Main St, Ouray, CO built?

965 Main St, Ouray, CO was built in 1898, making it 128 years old. It is a raised ranch home.

What schools serve 965 Main St, Ouray, CO?

965 Main St, Ouray, CO is assigned to Ouray Elementary School (elementary); Ouray High School (high), rated A; Ouray Middle School (middle). All sit in Ouray School District R-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Main St, Ouray, CO compare to other homes in Ouray 81427?

Among the 861 homes in Ouray 81427, it is worth more than 30% of them ($612,416 against a typical $738,993), its price per square foot is higher than 52% of them ($456 against a typical $449), it is bigger than 33% of them (1,344 ft² against a typical 1,625 ft²), its lot is bigger than 80% of them (0.5 ac against a typical 0.17 ac) and it is newer than 20% of them (1898 against a typical 1984). Measured against all of Ouray County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Main St, Ouray, CO?

The 2025 property tax bill for 965 Main St, Ouray, CO was $1,971. The county assessed it at $29,620.

More homes on Main St

Closest homes

More homes in Ouray 81427

Assigned schools

Explore the area

See this home in context

Open 965 Main St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map