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Single Family ResidenceResidential
$464,105$409 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

965 RIVER RD

WINDHAM, ME 04062
3
Beds
1
Baths
1,134 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$464K
$430K low$498K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$238,556
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$190,845
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$138,000
PROVIDENT FUNDING GROUP INC · R · recorded Aug 28, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,549
TOWN & COUNTRY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,408 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$134,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windham Primary SchoolC+
Elementary · Grades KG–3 · 2.4 mi
M
Windham Middle SchoolC
Middle · Grades 6–8 · 2.6 mi
H
Windham High SchoolB-
High · Grades 9–12 · 2.6 mi

District: Regional School Unit 14

Neighborhood · ZIP 04062These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,269
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,314
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Cumberland County
  • Costs more per square foot than 76% of homes in Windham 04062
  • Smaller than 73% of homes in Cumberland County
  • Older than 87% of homes in Windham 04062

What homes are worth in Windham 04062

Each bar is how many homes fall in that price range. The marker is this home.

This home
$270K$1.2M

This home is worth more than 45% of homes in Windham 04062.

How it measures up in Windham 04062

The dot is this home. The mark in the middle is the typical home in Windham 04062.

Estimated value$464,105
CheaperTypical $481,834Pricier

Pricier than 45% of homes nearby

Price per ft²$409
CheaperTypical $332Pricier

Pricier than 76% of homes nearby

Living area1,134 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.94 ac
SmallerTypical 1 acBigger

Bigger than 48% of homes nearby

Year built1947
OlderTypical 1988Newer

Newer than 13% of homes nearby

How 965 River Rd ranks against every home in each area.
MeasureThis homeWindham 04062Cumberland County
Estimated valuepricier than$464,10545% of homes31% of homes
Price per ft²pricier than$40976% of homes58% of homes
Living areabigger than1,134 ft²31% of homes27% of homes
Lot sizebigger than0.94 ac48% of homes60% of homes
Year builtnewer than194713% of homes25% of homes

About 965 River Rd

How much is 965 River Rd, Windham, ME worth?

The TopHap Estimate for 965 River Rd, Windham, ME is $464,105 as of Jul 14, 2026. The likely range is $429,890 to $498,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 River Rd, Windham, ME last sell?

965 River Rd, Windham, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 965 River Rd, Windham, ME?

965 River Rd, Windham, ME has 3 bedrooms, 1 bathrooms, 1,134 square feet of living space and a 0.94-acre lot.

When was 965 River Rd, Windham, ME built?

965 River Rd, Windham, ME was built in 1947, making it 79 years old. It is a ranch home. The building has 1 story.

What schools serve 965 River Rd, Windham, ME?

965 River Rd, Windham, ME is assigned to Windham Primary School (elementary), rated C+; Windham Middle School (middle), rated C; Windham High School (high), rated B-. All sit in Regional School Unit 14. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 River Rd, Windham, ME compare to other homes in Windham 04062?

Among the 7,616 homes in Windham 04062, it is worth more than 45% of them ($464,105 against a typical $481,834), its price per square foot is higher than 76% of them ($409 against a typical $332), it is bigger than 31% of them (1,134 ft² against a typical 1,432 ft²), its lot is bigger than 48% of them (0.94 ac against a typical 1 ac) and it is newer than 13% of them (1947 against a typical 1988). Measured against all of Cumberland County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 River Rd, Windham, ME?

The 2025 property tax bill for 965 River Rd, Windham, ME was $4,408. The county assessed it at $365,500.

Closest homes

More homes in Windham 04062

Assigned schools

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