Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$105,975$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

965 SPENCE ST

PONTIAC, MI 48340
2
Beds
1
Baths
834 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$106K
$84K low$128K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$540 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,080 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,390
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,160

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 13 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pontiac Middle SchoolD+
Middle · Grades 6–8 · 0.6 mi
H
Pontiac High SchoolD+
High · Grades 9–12 · 0.7 mi
E
Herrington SchoolD-
Elementary · Grades KG–6 · 1.1 mi

District: Pontiac City School District

Neighborhood · ZIP 48340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.25,101
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,431 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,213
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,574
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Spence St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Oakland County
  • Costs less per square foot than 92% of homes in Oakland County
  • Smaller than 96% of homes in Oakland County
  • Has a smaller lot than 74% of homes in Oakland County
  • Older than 97% of homes in Oakland County

What homes are worth in Pontiac 48340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$307K

This home is worth more than 41% of homes in Pontiac 48340.

How it measures up in Pontiac 48340

The dot is this home. The mark in the middle is the typical home in Pontiac 48340.

Estimated value$105,975
CheaperTypical $115,614Pricier

Pricier than 41% of homes nearby

Price per ft²$127
CheaperTypical $116Pricier

Pricier than 64% of homes nearby

Living area834 ft²
SmallerTypical 975 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.18 ac
SmallerTypical 0.15 acBigger

Bigger than 66% of homes nearby

Year built1920
OlderTypical 1955Newer

Newer than 11% of homes nearby

How 965 Spence St ranks against every home in each area.
MeasureThis homePontiac 48340Oakland County
Estimated valuepricier than$105,97541% of homes3% of homes
Price per ft²pricier than$12764% of homes8% of homes
Living areabigger than834 ft²23% of homes4% of homes
Lot sizebigger than0.18 ac66% of homes26% of homes
Year builtnewer than192011% of homes3% of homes

About 965 Spence St

How much is 965 Spence St, Pontiac, MI worth?

The TopHap Estimate for 965 Spence St, Pontiac, MI is $105,975 as of Aug 30, 2026. The likely range is $83,515 to $128,435. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Spence St, Pontiac, MI last sell?

965 Spence St, Pontiac, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 965 Spence St, Pontiac, MI?

965 Spence St, Pontiac, MI has 2 bedrooms, 1 bathrooms, 834 square feet of living space and a 0.18-acre lot.

When was 965 Spence St, Pontiac, MI built?

965 Spence St, Pontiac, MI was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 965 Spence St, Pontiac, MI?

965 Spence St, Pontiac, MI is assigned to Pontiac Middle School (middle), rated D+; Pontiac High School (high), rated D+; Herrington School (elementary), rated D-. All sit in Pontiac City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Spence St, Pontiac, MI compare to other homes in Pontiac 48340?

Among the 6,568 homes in Pontiac 48340, it is worth more than 41% of them ($105,975 against a typical $115,614), its price per square foot is higher than 64% of them ($127 against a typical $116), it is bigger than 23% of them (834 ft² against a typical 975 ft²), its lot is bigger than 66% of them (0.18 ac against a typical 0.15 ac) and it is newer than 11% of them (1920 against a typical 1955). Measured against all of Oakland County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Spence St, Pontiac, MI?

The 2025 property tax bill for 965 Spence St, Pontiac, MI was $540. The county assessed it at $47,080.

More homes on Spence St

Closest homes

More homes in Pontiac 48340

Assigned schools

Explore the area

See this home in context

Open 965 Spence St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map