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Single Family ResidenceResidential
$405,687$338 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $65,000 on Mar 4, 2005

965 WATER ST

FITCHBURG, MA 01420
3
Beds
2 / 1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$406K
$385K low$426K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Mar 4, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,384 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$324,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Arthur M Longsjo Middle SchoolD-
Middle · Grades 6–8 · 1.7 mi
E
Mckay Elementary SchoolD+
Elementary · Grades 1–5 · 2.1 mi
H
Fitchburg High SchoolD
High · Grades 9–12 · 4.1 mi

District: Fitchburg School District

Neighborhood · ZIP 01420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.43,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,361 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,663
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,428
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Worcester County
  • Costs more per square foot than 82% of homes in Fitchburg 01420
  • Smaller than 79% of homes in Worcester County
  • Has a smaller lot than 76% of homes in Worcester County
  • Newer than 91% of homes in Fitchburg 01420

What homes are worth in Fitchburg 01420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$246K$694K

This home is worth more than 55% of homes in Fitchburg 01420.

How it measures up in Fitchburg 01420

The dot is this home. The mark in the middle is the typical home in Fitchburg 01420.

Estimated value$405,687
CheaperTypical $397,043Pricier

Pricier than 55% of homes nearby

Price per ft²$338
CheaperTypical $283Pricier

Pricier than 82% of homes nearby

Living area1,200 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.23 ac
SmallerTypical 0.24 acBigger

Bigger than 48% of homes nearby

Year built2004
OlderTypical 1945Newer

Newer than 91% of homes nearby

How 965 Water St ranks against every home in each area.
MeasureThis homeFitchburg 01420Worcester County
Estimated valuepricier than$405,68755% of homes30% of homes
Price per ft²pricier than$33882% of homes67% of homes
Living areabigger than1,200 ft²22% of homes21% of homes
Lot sizebigger than0.23 ac48% of homes24% of homes
Year builtnewer than200491% of homes89% of homes

About 965 Water St

How much is 965 Water St, Fitchburg, MA worth?

The TopHap Estimate for 965 Water St, Fitchburg, MA is $405,687 as of Sep 24, 2026. The likely range is $385,368 to $426,006. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Water St, Fitchburg, MA last sell?

965 Water St, Fitchburg, MA last sold on Mar 4, 2005 for $65,000, according to the county's recorded deed.

How big is 965 Water St, Fitchburg, MA?

965 Water St, Fitchburg, MA has 3 bedrooms, 2 bathrooms, 1,200 square feet of living space and a 0.23-acre lot.

When was 965 Water St, Fitchburg, MA built?

965 Water St, Fitchburg, MA was built in 2004, making it 22 years old. It is a colonial home. The building has 2 stories.

What schools serve 965 Water St, Fitchburg, MA?

965 Water St, Fitchburg, MA is assigned to Arthur M Longsjo Middle School (middle), rated D-; Mckay Elementary School (elementary), rated D+; Fitchburg High School (high), rated D. All sit in Fitchburg School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Water St, Fitchburg, MA compare to other homes in Fitchburg 01420?

Among the 10,314 homes in Fitchburg 01420, it is worth more than 55% of them ($405,687 against a typical $397,043), its price per square foot is higher than 82% of them ($338 against a typical $283), it is bigger than 22% of them (1,200 ft² against a typical 1,608 ft²), its lot is bigger than 48% of them (0.23 ac against a typical 0.24 ac) and it is newer than 91% of them (2004 against a typical 1945). Measured against all of Worcester County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Water St, Fitchburg, MA?

The 2025 property tax bill for 965 Water St, Fitchburg, MA was $4,384. The county assessed it at $324,500.

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