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Single Family ResidenceResidential
$1,125,030$636 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

965 WHISPERING PINES DR

SCOTTS VALLEY, CA 95066
2
Beds
2
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,115 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$356,476 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,364
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,112
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,486
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,152,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Patio · 224 ft²

Transaction History(13)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Scotts Valley Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
E
Brook Knoll Elementary SchoolA
Elementary · Grades KG–5 · 1.4 mi
H
Scotts Valley High SchoolA-
High · Grades 9–12 · 2.9 mi

District: Scotts Valley Unified School District

Neighborhood · ZIP 95066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.437

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.13,663
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$174,610
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Whispering Pines Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 86% of homes in Santa Cruz County
  • Older than 66% of homes in Scotts Valley 95066

What homes are worth in Scotts Valley 95066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$539K$2.6M

This home is worth more than 39% of homes in Scotts Valley 95066.

How it measures up in Scotts Valley 95066

The dot is this home. The mark in the middle is the typical home in Scotts Valley 95066.

Estimated value$1,125,030
CheaperTypical $1,227,105Pricier

Pricier than 39% of homes nearby

Price per ft²$636
CheaperTypical $623Pricier

Pricier than 55% of homes nearby

Living area1,768 ft²
SmallerTypical 1,828 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.59 ac
SmallerTypical 0.23 acBigger

Bigger than 82% of homes nearby

Year built1974
OlderTypical 1981Newer

Newer than 34% of homes nearby

How 965 Whispering Pines Dr ranks against every home in each area.
MeasureThis homeScotts Valley 95066Santa Cruz County
Estimated valuepricier than$1,125,03039% of homes54% of homes
Price per ft²pricier than$63655% of homes46% of homes
Living areabigger than1,768 ft²47% of homes61% of homes
Lot sizebigger than0.59 ac82% of homes86% of homes
Year builtnewer than197434% of homes56% of homes

About 965 Whispering Pines Dr

How much is 965 Whispering Pines Dr, Scotts Valley, CA worth?

The TopHap Estimate for 965 Whispering Pines Dr, Scotts Valley, CA is $1,125,030 as of Sep 24, 2026. The likely range is $1,044,107 to $1,205,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Whispering Pines Dr, Scotts Valley, CA last sell?

965 Whispering Pines Dr, Scotts Valley, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 965 Whispering Pines Dr, Scotts Valley, CA?

965 Whispering Pines Dr, Scotts Valley, CA has 2 bedrooms, 2 bathrooms, 1,768 square feet of living space and a 0.59-acre lot.

When was 965 Whispering Pines Dr, Scotts Valley, CA built?

965 Whispering Pines Dr, Scotts Valley, CA was built in 1974, making it 52 years old.

What schools serve 965 Whispering Pines Dr, Scotts Valley, CA?

965 Whispering Pines Dr, Scotts Valley, CA is assigned to Scotts Valley Middle School (middle), rated A; Brook Knoll Elementary School (elementary), rated A; Scotts Valley High School (high), rated A-. All sit in Scotts Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Whispering Pines Dr, Scotts Valley, CA compare to other homes in Scotts Valley 95066?

Among the 4,930 homes in Scotts Valley 95066, it is worth more than 39% of them ($1,125,030 against a typical $1,227,105), its price per square foot is higher than 55% of them ($636 against a typical $623), it is bigger than 47% of them (1,768 ft² against a typical 1,828 ft²), its lot is bigger than 82% of them (0.59 ac against a typical 0.23 ac) and it is newer than 34% of them (1974 against a typical 1981). Measured against all of Santa Cruz County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Whispering Pines Dr, Scotts Valley, CA?

The 2025 property tax bill for 965 Whispering Pines Dr, Scotts Valley, CA was $5,115. The county assessed it at $356,476.

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