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Single Family ResidenceResidential
$316,252$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $88,000 on Aug 30, 1991

9654 CHERRYWOOD

ROSCOE, IL 61073
3
Beds
2
Baths
2,039 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$316K
$297K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$88,000 · Aug 30, 1991
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$78,883
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,106
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,419
JPMORGAN CHASE BANK NA · 7.25% · recorded Jan 8, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,950
AMERISAVE MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,151 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,174 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,716
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,458
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,821
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,522

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.74
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Harlem High SchoolC-
High · Grades 9–12 · 3.7 mi
E
Olson Park Elementary SchoolB-
Elementary · Grades 1–5 · 3.7 mi
M
Harlem Middle SchoolC
Middle · Grades 6–8 · 6.2 mi

District: Harlem Unit School District 122

Neighborhood · ZIP 61073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,657
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9654 Cherrywood measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Winnebago County
  • Costs less per square foot than 90% of homes in Roscoe 61073
  • Bigger than 81% of homes in Roscoe 61073
  • Has a bigger lot than 85% of homes in Winnebago County
  • Newer than 78% of homes in Winnebago County

What homes are worth in Roscoe 61073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$656K

This home is worth more than 45% of homes in Roscoe 61073.

How it measures up in Roscoe 61073

The dot is this home. The mark in the middle is the typical home in Roscoe 61073.

Estimated value$316,252
CheaperTypical $327,054Pricier

Pricier than 45% of homes nearby

Price per ft²$155
CheaperTypical $209Pricier

Pricier than 10% of homes nearby

Living area2,039 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.74 ac
SmallerTypical 0.59 acBigger

Bigger than 68% of homes nearby

Year built1992
OlderTypical 1991Newer

Newer than 53% of homes nearby

How 9654 Cherrywood ranks against every home in each area.
MeasureThis homeRoscoe 61073Winnebago County
Estimated valuepricier than$316,25245% of homes84% of homes
Price per ft²pricier than$15510% of homes71% of homes
Living areabigger than2,039 ft²81% of homes73% of homes
Lot sizebigger than0.74 ac68% of homes85% of homes
Year builtnewer than199253% of homes78% of homes

About 9654 Cherrywood

How much is 9654 Cherrywood, Roscoe, IL worth?

The TopHap Estimate for 9654 Cherrywood, Roscoe, IL is $316,252 as of Jul 14, 2026. The likely range is $296,548 to $335,956. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9654 Cherrywood, Roscoe, IL last sell?

9654 Cherrywood, Roscoe, IL last sold on Aug 30, 1991 for $88,000, according to the county's recorded deed.

How big is 9654 Cherrywood, Roscoe, IL?

9654 Cherrywood, Roscoe, IL has 3 bedrooms, 2 bathrooms, 2,039 square feet of living space and a 0.74-acre lot.

When was 9654 Cherrywood, Roscoe, IL built?

9654 Cherrywood, Roscoe, IL was built in 1992, making it 34 years old.

What schools serve 9654 Cherrywood, Roscoe, IL?

9654 Cherrywood, Roscoe, IL is assigned to Harlem High School (high), rated C-; Olson Park Elementary School (elementary), rated B-; Harlem Middle School (middle), rated C. All sit in Harlem Unit School District 122. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9654 Cherrywood, Roscoe, IL compare to other homes in Roscoe 61073?

Among the 7,163 homes in Roscoe 61073, it is worth more than 45% of them ($316,252 against a typical $327,054), its price per square foot is higher than 10% of them ($155 against a typical $209), it is bigger than 81% of them (2,039 ft² against a typical 1,580 ft²), its lot is bigger than 68% of them (0.74 ac against a typical 0.59 ac) and it is newer than 53% of them (1992 against a typical 1991). Measured against all of Winnebago County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9654 Cherrywood, Roscoe, IL?

The 2025 property tax bill for 9654 Cherrywood, Roscoe, IL was $6,151. The county assessed it at $81,174.

More homes on Cherrywood

Closest homes

More homes in Roscoe 61073

Assigned schools

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