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Single Family ResidenceResidential
$775,610$461 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Oct 11, 2002

966 RUBY DR

VISTA, CA 92083
3
Beds
2
Baths
1,682 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$776K
$677K low$875K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Oct 11, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$453,860
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$363,088
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$321,750
LENDSURE MORTGAGE CORP · 9.25% 1 · recorded Jun 18, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,454 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$428,251 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$162,495
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$265,756
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$419,855

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.23
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(8)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grapevine Elementary SchoolD
Elementary · Grades KG–5 · 0.3 mi
M
Madison Middle SchoolD
Middle · Grades 6–8 · 2.3 mi
H
Rancho Buena Vista High SchoolB-
High · Grades 9–12 · 3.3 mi

District: Vista Unified School District

Neighborhood · ZIP 92083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.207

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,552
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

966 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Vista 92083
  • Costs less per square foot than 77% of homes in San Diego County
  • Bigger than 68% of homes in Vista 92083
  • Has a smaller lot than 70% of homes in Vista 92083

What homes are worth in Vista 92083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$362K$1.1M

This home is worth more than 75% of homes in Vista 92083.

How it measures up in Vista 92083

The dot is this home. The mark in the middle is the typical home in Vista 92083.

Estimated value$775,610
CheaperTypical $646,456Pricier

Pricier than 75% of homes nearby

Price per ft²$461
CheaperTypical $440Pricier

Pricier than 61% of homes nearby

Living area1,682 ft²
SmallerTypical 1,417 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.23 ac
SmallerTypical 0.28 acBigger

Bigger than 30% of homes nearby

Year built1980
OlderTypical 1979Newer

Newer than 58% of homes nearby

How 966 Ruby Dr ranks against every home in each area.
MeasureThis homeVista 92083San Diego County
Estimated valuepricier than$775,61075% of homes37% of homes
Price per ft²pricier than$46161% of homes23% of homes
Living areabigger than1,682 ft²68% of homes60% of homes
Lot sizebigger than0.23 ac30% of homes46% of homes
Year builtnewer than198058% of homes43% of homes

About 966 Ruby Dr

How much is 966 Ruby Dr, Vista, CA worth?

The TopHap Estimate for 966 Ruby Dr, Vista, CA is $775,610 as of Jul 14, 2026. The likely range is $676,608 to $874,612. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 966 Ruby Dr, Vista, CA last sell?

966 Ruby Dr, Vista, CA last sold on Oct 11, 2002 for $290,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 966 Ruby Dr, Vista, CA?

966 Ruby Dr, Vista, CA has 3 bedrooms, 2 bathrooms, 1,682 square feet of living space and a 0.23-acre lot.

When was 966 Ruby Dr, Vista, CA built?

966 Ruby Dr, Vista, CA was built in 1980, making it 46 years old.

What schools serve 966 Ruby Dr, Vista, CA?

966 Ruby Dr, Vista, CA is assigned to Grapevine Elementary School (elementary), rated D; Madison Middle School (middle), rated D; Rancho Buena Vista High School (high), rated B-. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 966 Ruby Dr, Vista, CA compare to other homes in Vista 92083?

Among the 7,619 homes in Vista 92083, it is worth more than 75% of them ($775,610 against a typical $646,456), its price per square foot is higher than 61% of them ($461 against a typical $440), it is bigger than 68% of them (1,682 ft² against a typical 1,417 ft²), its lot is bigger than 30% of them (0.23 ac against a typical 0.28 ac) and it is newer than 58% of them (1980 against a typical 1979). Measured against all of San Diego County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 966 Ruby Dr, Vista, CA?

The 2025 property tax bill for 966 Ruby Dr, Vista, CA was $5,454. The county assessed it at $428,251.

More homes on Ruby Dr

Closest homes

More homes in Vista 92083

Assigned schools

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