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Single Family ResidenceResidential
$260,182$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $259,000 on Aug 11, 2026

968 SPENCER RD

ROCK ISLAND, TN 38581
1.5
Baths
1,922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$260K
$250K low$271K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$259,000 · Aug 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$596 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$197,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1973
Lot (acres)The size of the land the home sits on, from county records.1.76
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 368 ft²Porch · 15 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolC-
Elementary · Grades PK–8 · 2.5 mi
H
Warren County High SchoolB
High · Grades 9–12 · 8.1 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

968 Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Rock Island 38581
  • Bigger than 80% of homes in Rock Island 38581
  • Older than 81% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$1.1M

This home is worth more than 71% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$260,182
CheaperTypical $192,452Pricier

Pricier than 71% of homes nearby

Price per ft²$135
CheaperTypical $138Pricier

Pricier than 48% of homes nearby

Living area1,922 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.76 ac
SmallerTypical 2.5 acBigger

Bigger than 43% of homes nearby

Year built1965
OlderTypical 1984Newer

Newer than 19% of homes nearby

How 968 Spencer Rd ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$260,18271% of homes65% of homes
Price per ft²pricier than$13548% of homes42% of homes
Living areabigger than1,922 ft²80% of homes77% of homes
Lot sizebigger than1.76 ac43% of homes62% of homes
Year builtnewer than196519% of homes31% of homes

About 968 Spencer Rd

How much is 968 Spencer Rd, Rock Island, TN worth?

The TopHap Estimate for 968 Spencer Rd, Rock Island, TN is $260,182 as of Oct 21, 2026. The likely range is $249,660 to $270,704. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 968 Spencer Rd, Rock Island, TN last sell?

968 Spencer Rd, Rock Island, TN last sold on Aug 11, 2026 for $259,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 968 Spencer Rd, Rock Island, TN?

968 Spencer Rd, Rock Island, TN has 1.5 bathrooms, 1,922 square feet of living space and a 1.76-acre lot.

When was 968 Spencer Rd, Rock Island, TN built?

968 Spencer Rd, Rock Island, TN was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 968 Spencer Rd, Rock Island, TN?

968 Spencer Rd, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated C-; Warren County High School (high), rated B. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 968 Spencer Rd, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,133 homes in Rock Island 38581, it is worth more than 71% of them ($260,182 against a typical $192,452), its price per square foot is higher than 48% of them ($135 against a typical $138), it is bigger than 80% of them (1,922 ft² against a typical 1,352 ft²), its lot is bigger than 43% of them (1.76 ac against a typical 2.5 ac) and it is newer than 19% of them (1965 against a typical 1984). Measured against all of Warren County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 968 Spencer Rd, Rock Island, TN?

The 2025 property tax bill for 968 Spencer Rd, Rock Island, TN was $596. The county assessed it at $49,300.

More homes on Spencer Rd

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