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Single Family ResidenceResidential
$950,000$393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $950,000 on Aug 14, 2026

969 BAY HBR

FREEPORT, FL 32439
4
Beds
3
Baths
2,420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$950K
$808K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$950,000 · Aug 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,737 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$845,766 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$821,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$949,134

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.48%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWALTON
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 960 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 4.5 mi
E
Freeport Elementary SchoolB-
Elementary · Grades PK–5 · 4.9 mi
H
Freeport High SchoolA-
High · Grades 9–12 · 7.2 mi

District: Walton County School District

Neighborhood · ZIP 32439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,215
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,642
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,194
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

969 Bay Hbr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Freeport 32439
  • Costs more per square foot than 95% of homes in Freeport 32439
  • Bigger than 77% of homes in Freeport 32439
  • Has a bigger lot than 73% of homes in Walton County
  • Older than 72% of homes in Freeport 32439

What homes are worth in Freeport 32439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$1.2M

This home is worth more than 96% of homes in Freeport 32439.

How it measures up in Freeport 32439

The dot is this home. The mark in the middle is the typical home in Freeport 32439.

Estimated value$950,000
CheaperTypical $423,163Pricier

Pricier than 96% of homes nearby

Price per ft²$393
CheaperTypical $217Pricier

Pricier than 95% of homes nearby

Living area2,420 ft²
SmallerTypical 1,813 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.41 ac
SmallerTypical 0.32 acBigger

Bigger than 61% of homes nearby

Year built2003
OlderTypical 2016Newer

Newer than 28% of homes nearby

How 969 Bay Hbr ranks against every home in each area.
MeasureThis homeFreeport 32439Walton County
Estimated valuepricier than$950,00096% of homes65% of homes
Price per ft²pricier than$39395% of homes56% of homes
Living areabigger than2,420 ft²77% of homes72% of homes
Lot sizebigger than0.41 ac61% of homes73% of homes
Year builtnewer than200328% of homes45% of homes

About 969 Bay Hbr

How much is 969 Bay Hbr, Freeport, FL worth?

The TopHap Estimate for 969 Bay Hbr, Freeport, FL is $950,000 as of Aug 30, 2026. The likely range is $807,922 to $1,092,078. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 969 Bay Hbr, Freeport, FL last sell?

969 Bay Hbr, Freeport, FL last sold on Aug 14, 2026 for $950,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 969 Bay Hbr, Freeport, FL?

969 Bay Hbr, Freeport, FL has 4 bedrooms, 3 bathrooms, 2,420 square feet of living space and a 0.41-acre lot.

When was 969 Bay Hbr, Freeport, FL built?

969 Bay Hbr, Freeport, FL was built in 2003, making it 23 years old. The building has 3 stories.

What schools serve 969 Bay Hbr, Freeport, FL?

969 Bay Hbr, Freeport, FL is assigned to Freeport Middle School (middle), rated B+; Freeport Elementary School (elementary), rated B-; Freeport High School (high), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 969 Bay Hbr, Freeport, FL compare to other homes in Freeport 32439?

Among the 8,171 homes in Freeport 32439, it is worth more than 96% of them ($950,000 against a typical $423,163), its price per square foot is higher than 95% of them ($393 against a typical $217), it is bigger than 77% of them (2,420 ft² against a typical 1,813 ft²), its lot is bigger than 61% of them (0.41 ac against a typical 0.32 ac) and it is newer than 28% of them (2003 against a typical 2016). Measured against all of Walton County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 969 Bay Hbr, Freeport, FL?

The 2025 property tax bill for 969 Bay Hbr, Freeport, FL was $6,737. The county assessed it at $845,766.

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