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Single Family ResidentialResidential
$318,962$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

9690 W COMMERCE ST

HERNANDO, MS 38632
3
Beds
0
Baths
2,255 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.59 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$319K
$310K low$328K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$873 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,231
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,729
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,502
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,596

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyDESOTO
Lot (acres)The size of the land the home sits on, from county records.3.59
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lake Cormorant High SchoolC+
High · Grades 9–12 · 4.7 mi
M
Lake Cormorant Middle SchoolC+
Middle · Grades 6–8 · 5.2 mi
E
Lake Cormorant Elementary SchoolB
Elementary · Grades KG–5 · 5.3 mi

District: Desoto County School District

Neighborhood · ZIP 38632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.143
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.179

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,302
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,466
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9690 W Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in DeSoto County

What homes are worth in Hernando 38632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$768K

This home is worth more than 40% of homes in Hernando 38632.

How it measures up in Hernando 38632

The dot is this home. The mark in the middle is the typical home in Hernando 38632.

Estimated value$318,962
CheaperTypical $346,403Pricier

Pricier than 40% of homes nearby

Price per ft²$141
CheaperTypical $147Pricier

Pricier than 37% of homes nearby

Living area2,255 ft²
SmallerTypical 2,362 ft²Bigger

Bigger than 44% of homes nearby

Lot size3.59 ac
SmallerTypical 0.78 acBigger

Bigger than 86% of homes nearby

Year built2002
OlderTypical 2003Newer

Newer than 50% of homes nearby

How 9690 W Commerce St ranks against every home in each area.
MeasureThis homeHernando 38632DeSoto County
Estimated valuepricier than$318,96240% of homes58% of homes
Price per ft²pricier than$14137% of homes56% of homes
Living areabigger than2,255 ft²44% of homes57% of homes
Lot sizebigger than3.59 ac86% of homes94% of homes
Year builtnewer than200250% of homes56% of homes

About 9690 W Commerce St

How much is 9690 W Commerce St, Hernando, MS worth?

The TopHap Estimate for 9690 W Commerce St, Hernando, MS is $318,962 as of Sep 24, 2026. The likely range is $309,987 to $327,937. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9690 W Commerce St, Hernando, MS last sell?

9690 W Commerce St, Hernando, MS last sold on Jun 26, 2025, according to the county's recorded deed.

How big is 9690 W Commerce St, Hernando, MS?

9690 W Commerce St, Hernando, MS has 3 bedrooms, 2,255 square feet of living space and a 3.59-acre lot.

When was 9690 W Commerce St, Hernando, MS built?

9690 W Commerce St, Hernando, MS was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 9690 W Commerce St, Hernando, MS?

9690 W Commerce St, Hernando, MS is assigned to Lake Cormorant High School (high), rated C+; Lake Cormorant Middle School (middle), rated C+; Lake Cormorant Elementary School (elementary), rated B. All sit in Desoto County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9690 W Commerce St, Hernando, MS compare to other homes in Hernando 38632?

Among the 12,508 homes in Hernando 38632, it is worth more than 40% of them ($318,962 against a typical $346,403), its price per square foot is higher than 37% of them ($141 against a typical $147), it is bigger than 44% of them (2,255 ft² against a typical 2,362 ft²), its lot is bigger than 86% of them (3.59 ac against a typical 0.78 ac) and it is newer than 50% of them (2002 against a typical 2003). Measured against all of DeSoto County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9690 W Commerce St, Hernando, MS?

The 2025 property tax bill for 9690 W Commerce St, Hernando, MS was $873. The county assessed it at $17,960.

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