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TownhouseResidential
$201,825$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

97 CUTTER LN

SHALIMAR, FL 32579
2
Beds
2
Baths
1,182 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,782 ft²
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$202K
$178K low$226K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,333 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,229 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,229
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,631
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,229

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shalimar Elementary SchoolB-
Elementary · Grades PK–5 · 0.1 mi
M
Meigs Middle SchoolB
Middle · Grades 6–8 · 0.5 mi
H
Choctawhatchee High SchoolC
High · Grades 9–12 · 2.7 mi

District: Okaloosa County School District

Neighborhood · ZIP 32579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.657 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,311
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,451
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Cutter Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Shalimar 32579
  • Costs less per square foot than 76% of homes in Shalimar 32579
  • Smaller than 90% of homes in Shalimar 32579
  • Has a smaller lot than 91% of homes in Okaloosa County
  • Older than 65% of homes in Okaloosa County

What homes are worth in Shalimar 32579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$1.3M

This home is worth more than 9% of homes in Shalimar 32579.

How it measures up in Shalimar 32579

The dot is this home. The mark in the middle is the typical home in Shalimar 32579.

Estimated value$201,825
CheaperTypical $361,300Pricier

Pricier than 9% of homes nearby

Price per ft²$171
CheaperTypical $200Pricier

Pricier than 24% of homes nearby

Living area1,182 ft²
SmallerTypical 1,875 ft²Bigger

Bigger than 10% of homes nearby

Lot size3,782 ft²
SmallerTypical 0.25 acBigger

Bigger than 10% of homes nearby

Year built1983
OlderTypical 1980Newer

Newer than 60% of homes nearby

How 97 Cutter Ln ranks against every home in each area.
MeasureThis homeShalimar 32579Okaloosa County
Estimated valuepricier than$201,8259% of homes11% of homes
Price per ft²pricier than$17124% of homes28% of homes
Living areabigger than1,182 ft²10% of homes20% of homes
Lot sizebigger than3,782 ft²10% of homes9% of homes
Year builtnewer than198360% of homes35% of homes

About 97 Cutter Ln

How much is 97 Cutter Ln, Shalimar, FL worth?

The TopHap Estimate for 97 Cutter Ln, Shalimar, FL is $201,825 as of Sep 24, 2026. The likely range is $177,612 to $226,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Cutter Ln, Shalimar, FL last sell?

97 Cutter Ln, Shalimar, FL last sold on Feb 12, 2021, according to the county's recorded deed.

How big is 97 Cutter Ln, Shalimar, FL?

97 Cutter Ln, Shalimar, FL has 2 bedrooms, 2 bathrooms, 1,182 square feet of living space and a 0.09-acre lot.

When was 97 Cutter Ln, Shalimar, FL built?

97 Cutter Ln, Shalimar, FL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 97 Cutter Ln, Shalimar, FL?

97 Cutter Ln, Shalimar, FL is assigned to Shalimar Elementary School (elementary), rated B-; Meigs Middle School (middle), rated B; Choctawhatchee High School (high), rated C. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Cutter Ln, Shalimar, FL compare to other homes in Shalimar 32579?

Among the 4,401 homes in Shalimar 32579, it is worth more than 9% of them ($201,825 against a typical $361,300), its price per square foot is higher than 24% of them ($171 against a typical $200), it is bigger than 10% of them (1,182 ft² against a typical 1,875 ft²), its lot is bigger than 10% of them (3,782 ft² against a typical 0.25 ac) and it is newer than 60% of them (1983 against a typical 1980). Measured against all of Okaloosa County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Cutter Ln, Shalimar, FL?

The 2025 property tax bill for 97 Cutter Ln, Shalimar, FL was $2,333. The county assessed it at $190,229.

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