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Single Family ResidenceResidential
$366,093$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $243,000 on Jun 29, 2007

97 HOWARD ST

BELCHERTOWN, MA 01007
4
Beds
1.5
Baths
1,510 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$366K
$329K low$403K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$243,000 · Jun 29, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,437 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$305,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,575

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swift River Elementary SchoolC
Elementary · Grades 1–3 · 0.7 mi
H
Belchertown High SchoolB+
High · Grades 9–12 · 0.8 mi
M
Jabish Middle SchoolC+
Middle · Grades 7–8 · 1.0 mi

District: Belchertown School District

Neighborhood · ZIP 01007These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,225
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,396
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,075
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Belchertown 01007
  • Costs less per square foot than 71% of homes in Hampshire County
  • Smaller than 76% of homes in Belchertown 01007
  • Has a smaller lot than 81% of homes in Belchertown 01007
  • Older than 70% of homes in Belchertown 01007

What homes are worth in Belchertown 01007

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$800K

This home is worth more than 20% of homes in Belchertown 01007.

How it measures up in Belchertown 01007

The dot is this home. The mark in the middle is the typical home in Belchertown 01007.

Estimated value$366,093
CheaperTypical $456,157Pricier

Pricier than 20% of homes nearby

Price per ft²$242
CheaperTypical $242Pricier

Pricier than 50% of homes nearby

Living area1,510 ft²
SmallerTypical 1,934 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.75 ac
SmallerTypical 1.13 acBigger

Bigger than 19% of homes nearby

Year built1976
OlderTypical 1988Newer

Newer than 30% of homes nearby

How 97 Howard St ranks against every home in each area.
MeasureThis homeBelchertown 01007Hampshire County
Estimated valuepricier than$366,09320% of homes29% of homes
Price per ft²pricier than$24250% of homes29% of homes
Living areabigger than1,510 ft²24% of homes41% of homes
Lot sizebigger than0.75 ac19% of homes52% of homes
Year builtnewer than197630% of homes62% of homes

About 97 Howard St

How much is 97 Howard St, Belchertown, MA worth?

The TopHap Estimate for 97 Howard St, Belchertown, MA is $366,093 as of Oct 21, 2026. The likely range is $328,716 to $403,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Howard St, Belchertown, MA last sell?

97 Howard St, Belchertown, MA last sold on Jun 29, 2007 for $243,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 97 Howard St, Belchertown, MA?

97 Howard St, Belchertown, MA has 4 bedrooms, 1.5 bathrooms, 1,510 square feet of living space and a 0.75-acre lot.

When was 97 Howard St, Belchertown, MA built?

97 Howard St, Belchertown, MA was built in 1976, making it 50 years old. It is a colonial home. The building has 2 stories.

What schools serve 97 Howard St, Belchertown, MA?

97 Howard St, Belchertown, MA is assigned to Swift River Elementary School (elementary), rated C; Belchertown High School (high), rated B+; Jabish Middle School (middle), rated C+. All sit in Belchertown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Howard St, Belchertown, MA compare to other homes in Belchertown 01007?

Among the 5,292 homes in Belchertown 01007, it is worth more than 20% of them ($366,093 against a typical $456,157), its price per square foot is higher than 50% of them ($242 against a typical $242), it is bigger than 24% of them (1,510 ft² against a typical 1,934 ft²), its lot is bigger than 19% of them (0.75 ac against a typical 1.13 ac) and it is newer than 30% of them (1976 against a typical 1988). Measured against all of Hampshire County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Howard St, Belchertown, MA?

The 2025 property tax bill for 97 Howard St, Belchertown, MA was $4,437. The county assessed it at $305,800.

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