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Single Family ResidenceResidential
$247,826$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $87,500 on Jul 27, 2020

97 OSPREY LN

ROPER, NC 27970
0
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2021
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$248K
$203K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$87,500 · Jul 27, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.172%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$364,950
AFFILIATED MORTGAGE SERVICES · 2.62% 1 · recorded Nov 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$743 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.122 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington County Elementary SchoolB+
Elementary · Grades PK–5 · 4.4 mi
H
Washington County High SchoolD-
High · Grades 6–12 · 8.5 mi

District: Washington County Schools

Neighborhood · ZIP 27970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,988
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,355
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,754
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Osprey Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Washington County
  • Costs more per square foot than 96% of homes in Washington County
  • Smaller than 67% of homes in Washington County
  • Among the newest homes in Roper 27970

What homes are worth in Roper 27970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$485K

This home is worth more than 85% of homes in Roper 27970.

How it measures up in Roper 27970

The dot is this home. The mark in the middle is the typical home in Roper 27970.

Estimated value$247,826
CheaperTypical $115,109Pricier

Pricier than 85% of homes nearby

Price per ft²$235
CheaperTypical $95Pricier

Pricier than 92% of homes nearby

Living area1,056 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 34% of homes nearby

Year built2021
OlderTypical 1978Newer

Newer than almost all homes nearby

How 97 Osprey Ln ranks against every home in each area.
MeasureThis homeRoper 27970Washington County
Estimated valuepricier than$247,82685% of homes92% of homes
Price per ft²pricier than$23592% of homes96% of homes
Living areabigger than1,056 ft²34% of homes33% of homes
Year builtnewer than2021almost all homesalmost all homes

About 97 Osprey Ln

How much is 97 Osprey Ln, Roper, NC worth?

The TopHap Estimate for 97 Osprey Ln, Roper, NC is $247,826 as of Jul 14, 2026. The likely range is $203,457 to $292,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Osprey Ln, Roper, NC last sell?

97 Osprey Ln, Roper, NC last sold on Jul 27, 2020 for $87,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 97 Osprey Ln, Roper, NC built?

97 Osprey Ln, Roper, NC was built in 2021, making it 5 years old.

What schools serve 97 Osprey Ln, Roper, NC?

97 Osprey Ln, Roper, NC is assigned to Washington County Elementary School (elementary), rated B+; Washington County High School (high), rated D-. All sit in Washington County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Osprey Ln, Roper, NC compare to other homes in Roper 27970?

Among the 1,731 homes in Roper 27970, it is worth more than 85% of them ($247,826 against a typical $115,109), its price per square foot is higher than 92% of them ($235 against a typical $95), it is bigger than 34% of them (1,056 ft² against a typical 1,240 ft²) and it is newer than almost all of them (2021 against a typical 1978). Measured against all of Washington County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Osprey Ln, Roper, NC?

The 2022 property tax bill for 97 Osprey Ln, Roper, NC was $743. The county assessed it at $281,100.

Closest homes

More homes in Roper 27970

Assigned schools

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