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Single Family ResidenceResidential
$208,689$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Jul 16, 2026

97 PROSPECT ST

NORTH ADAMS, MA 01247
4
Beds
1
Baths
1,538 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$209K
$184K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Jul 16, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,120
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,587
STATEWIDE FUNDING CORP · recorded Aug 5, 1988
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,202
TMS MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,605 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKSHIRE
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brayton Elementary School
Elementary · Grades PK–2 · 1.7 mi
M
Drury High SchoolD
Middle · Grades 7–12 · 2.3 mi

District: North Adams School District

Neighborhood · ZIP 01247These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,194
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.257 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,558
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,518
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Berkshire County
  • Costs less per square foot than 95% of homes in Berkshire County
  • Has a smaller lot than 96% of homes in Berkshire County
  • Older than 71% of homes in Berkshire County

What homes are worth in North Adams 01247

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$571K

This home is worth more than 24% of homes in North Adams 01247.

How it measures up in North Adams 01247

The dot is this home. The mark in the middle is the typical home in North Adams 01247.

Estimated value$208,689
CheaperTypical $255,157Pricier

Pricier than 24% of homes nearby

Price per ft²$136
CheaperTypical $174Pricier

Pricier than 21% of homes nearby

Living area1,538 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.11 ac
SmallerTypical 0.29 acBigger

Bigger than 10% of homes nearby

Year built1920
OlderTypical 1918Newer

Newer than 54% of homes nearby

How 97 Prospect St ranks against every home in each area.
MeasureThis homeNorth Adams 01247Berkshire County
Estimated valuepricier than$208,68924% of homes8% of homes
Price per ft²pricier than$13621% of homes5% of homes
Living areabigger than1,538 ft²43% of homes43% of homes
Lot sizebigger than0.11 ac10% of homes4% of homes
Year builtnewer than192054% of homes29% of homes

About 97 Prospect St

How much is 97 Prospect St, North Adams, MA worth?

The TopHap Estimate for 97 Prospect St, North Adams, MA is $208,689 as of Jul 14, 2026. The likely range is $183,736 to $233,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Prospect St, North Adams, MA last sell?

97 Prospect St, North Adams, MA last sold on Jul 16, 2026 for $220,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 97 Prospect St, North Adams, MA?

97 Prospect St, North Adams, MA has 4 bedrooms, 1 bathrooms, 1,538 square feet of living space and a 0.11-acre lot.

When was 97 Prospect St, North Adams, MA built?

97 Prospect St, North Adams, MA was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 97 Prospect St, North Adams, MA?

97 Prospect St, North Adams, MA is assigned to Brayton Elementary School (elementary); Drury High School (middle), rated D. All sit in North Adams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Prospect St, North Adams, MA compare to other homes in North Adams 01247?

Among the 4,728 homes in North Adams 01247, it is worth more than 24% of them ($208,689 against a typical $255,157), its price per square foot is higher than 21% of them ($136 against a typical $174), it is bigger than 43% of them (1,538 ft² against a typical 1,652 ft²), its lot is bigger than 10% of them (0.11 ac against a typical 0.29 ac) and it is newer than 54% of them (1920 against a typical 1918). Measured against all of Berkshire County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Prospect St, North Adams, MA?

The 2025 property tax bill for 97 Prospect St, North Adams, MA was $2,605. The county assessed it at $155,900.

Closest homes

More homes in North Adams 01247

Assigned schools

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