Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$108,281$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,700 on Feb 13, 2025

97 RIVER ST

SIDNEY, NY 13838
2
Beds
2 / 1
Baths
1,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$108K
$94K low$122K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,700 · Feb 13, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$9,406
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,525
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$98,875
NBT BANK NATIONAL ASSOCIATION · recorded Feb 13, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,632 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,394

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDelaware
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 302 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sidney Middle SchoolC-
Middle · Grades 7–8 · 0.9 mi
H
Sidney High SchoolB-
High · Grades 9–12 · 0.9 mi
E
Sidney Elementary SchoolC+
Elementary · Grades KG–6 · 1.0 mi

District: Sidney Central School District

Neighborhood · ZIP 13838These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.393 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,384
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,855
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Delaware County
  • Costs less per square foot than 98% of homes in Delaware County
  • Bigger than 75% of homes in Sidney 13838
  • Has a smaller lot than 86% of homes in Delaware County
  • Newer than 81% of homes in Sidney 13838

What homes are worth in Sidney 13838

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$431K

This home is worth more than 15% of homes in Sidney 13838.

How it measures up in Sidney 13838

The dot is this home. The mark in the middle is the typical home in Sidney 13838.

Estimated value$108,281
CheaperTypical $161,137Pricier

Pricier than 15% of homes nearby

Price per ft²$58
CheaperTypical $118Pricier

Pricier than 6% of homes nearby

Living area1,882 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.25 ac
SmallerTypical 0.29 acBigger

Bigger than 45% of homes nearby

Year built1965
OlderTypical 1943Newer

Newer than 81% of homes nearby

How 97 River St ranks against every home in each area.
MeasureThis homeSidney 13838Delaware County
Estimated valuepricier than$108,28115% of homes4% of homes
Price per ft²pricier than$586% of homes2% of homes
Living areabigger than1,882 ft²75% of homes74% of homes
Lot sizebigger than0.25 ac45% of homes14% of homes
Year builtnewer than196581% of homes45% of homes

About 97 River St

How much is 97 River St, Sidney, NY worth?

The TopHap Estimate for 97 River St, Sidney, NY is $108,281 as of Jul 14, 2026. The likely range is $94,466 to $122,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 River St, Sidney, NY last sell?

97 River St, Sidney, NY last sold on Feb 13, 2025 for $100,700, according to the county's recorded deed.

How big is 97 River St, Sidney, NY?

97 River St, Sidney, NY has 2 bedrooms, 2 bathrooms, 1,882 square feet of living space and a 0.25-acre lot.

When was 97 River St, Sidney, NY built?

97 River St, Sidney, NY was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 97 River St, Sidney, NY?

97 River St, Sidney, NY is assigned to Sidney Middle School (middle), rated C-; Sidney High School (high), rated B-; Sidney Elementary School (elementary), rated C+. All sit in Sidney Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 River St, Sidney, NY compare to other homes in Sidney 13838?

Among the 1,720 homes in Sidney 13838, it is worth more than 15% of them ($108,281 against a typical $161,137), its price per square foot is higher than 6% of them ($58 against a typical $118), it is bigger than 75% of them (1,882 ft² against a typical 1,460 ft²), its lot is bigger than 45% of them (0.25 ac against a typical 0.29 ac) and it is newer than 81% of them (1965 against a typical 1943). Measured against all of Delaware County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 River St, Sidney, NY?

The 2024 property tax bill for 97 River St, Sidney, NY was $2,632. The county assessed it at $59,400.

More homes on River St

Closest homes

More homes in Sidney 13838

Assigned schools

Explore the area

See this home in context

Open 97 River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map