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Single Family ResidenceResidential
$333,129$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $275,000 on Jun 22, 2022

97 ROSEMONT ST

ALBANY, NY 12203
4
Beds
2 / 1
Baths
1,335 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$333K
$311K low$355K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Jun 22, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,129
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,503
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
UNITED WHOLESALE MORTGAGE · recorded Jun 22, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$226,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyAlbany
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eagle Point Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
H
Albany High SchoolC-
High · Grades 9–12 · 1.1 mi
M
North Albany Middle SchoolD+
Middle · Grades 6–8 · 3.1 mi

District: Albany City School District

Neighborhood · ZIP 12203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.28,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,694 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,864
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,207
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Rosemont St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Melrose
  • Costs more per square foot than 91% of homes in Melrose
  • Smaller than 81% of homes in Melrose
  • Has a bigger lot than 84% of homes in Melrose
  • Newer than 78% of homes in Melrose

What homes are worth in Albany 12203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$750K

This home is worth more than 62% of homes in Albany 12203.

How it measures up in Albany 12203

The dot is this home. The mark in the middle is the typical home in Albany 12203.

Estimated value$333,129
CheaperTypical $308,949Pricier

Pricier than 62% of homes nearby

Price per ft²$250
CheaperTypical $208Pricier

Pricier than 84% of homes nearby

Living area1,335 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 50% of homes nearby

Year built1955
OlderTypical 1954Newer

Newer than 55% of homes nearby

How 97 Rosemont St ranks against every home in each area.
MeasureThis homeMelroseAlbany 12203Albany County
Estimated valuepricier than$333,12970% of homes62% of homes43% of homes
Price per ft²pricier than$25091% of homes84% of homes72% of homes
Living areabigger than1,335 ft²19% of homes30% of homes25% of homes
Lot sizebigger than0.17 ac84% of homes50% of homes35% of homes
Year builtnewer than195578% of homes55% of homes48% of homes

About 97 Rosemont St

How much is 97 Rosemont St, Albany, NY worth?

The TopHap Estimate for 97 Rosemont St, Albany, NY is $333,129 as of Jul 14, 2026. The likely range is $311,116 to $355,142. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Rosemont St, Albany, NY last sell?

97 Rosemont St, Albany, NY last sold on Jun 22, 2022 for $275,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 97 Rosemont St, Albany, NY?

97 Rosemont St, Albany, NY has 4 bedrooms, 2 bathrooms, 1,335 square feet of living space and a 0.17-acre lot.

When was 97 Rosemont St, Albany, NY built?

97 Rosemont St, Albany, NY was built in 1955, making it 71 years old. It is a cape cod home. The building has 2 stories.

What schools serve 97 Rosemont St, Albany, NY?

97 Rosemont St, Albany, NY is assigned to Eagle Point Elementary School (elementary), rated B; Albany High School (high), rated C-; North Albany Middle School (middle), rated D+. All sit in Albany City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Rosemont St, Albany, NY compare to other homes in Albany 12203?

Among the 8,367 homes in Albany 12203, it is worth more than 62% of them ($333,129 against a typical $308,949), its price per square foot is higher than 84% of them ($250 against a typical $208), it is bigger than 30% of them (1,335 ft² against a typical 1,632 ft²), its lot is bigger than 50% of them (0.17 ac against a typical 0.17 ac) and it is newer than 55% of them (1955 against a typical 1954). Measured against all of Albany County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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