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Single Family ResidenceResidential
$251,033$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Sep 1, 1995

97 SPRUCE DR

RICHFIELD, PA 17086
3
Beds
2
Baths
884 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
884 ft²
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$251K
$229K low$273K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Sep 1, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$251,033
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$200,826

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,034 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,580 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,580

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJUNIATA
Lot (acres)The size of the land the home sits on, from county records.0.02
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monroe Elementary School
Elementary · Grades KG–6 · 2.5 mi
M
East Juniata High SchoolC+
Middle · Grades 7–12 · 5.7 mi

District: Juniata County School District

Neighborhood · ZIP 17086These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,102
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Richfield 17086
  • Costs more per square foot than 96% of homes in Richfield 17086
  • Smaller than 88% of homes in Richfield 17086
  • Has a smaller lot than 85% of homes in Richfield 17086

What homes are worth in Richfield 17086

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$463K

This home is worth more than 69% of homes in Richfield 17086.

How it measures up in Richfield 17086

The dot is this home. The mark in the middle is the typical home in Richfield 17086.

Estimated value$251,033
CheaperTypical $219,500Pricier

Pricier than 69% of homes nearby

Price per ft²$284
CheaperTypical $168Pricier

Pricier than 96% of homes nearby

Living area884 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 12% of homes nearby

Lot size884 ft²
SmallerTypical 1,917 ft²Bigger

Bigger than 15% of homes nearby

Year built1978
OlderTypical 1981Newer

Newer than 47% of homes nearby

How 97 Spruce Dr ranks against every home in each area.
MeasureThis homeRichfield 17086Juniata County
Estimated valuepricier than$251,03369% of homes66% of homes
Price per ft²pricier than$28496% of homes95% of homes
Living areabigger than884 ft²12% of homes17% of homes
Lot sizebigger than884 ft²15% of homes21% of homes
Year builtnewer than197847% of homes43% of homes

About 97 Spruce Dr

How much is 97 Spruce Dr, Richfield, PA worth?

The TopHap Estimate for 97 Spruce Dr, Richfield, PA is $251,033 as of Jul 14, 2026. The likely range is $229,180 to $272,886. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Spruce Dr, Richfield, PA last sell?

97 Spruce Dr, Richfield, PA last sold on Sep 1, 1995 for $65,000, according to the county's recorded deed.

How big is 97 Spruce Dr, Richfield, PA?

97 Spruce Dr, Richfield, PA has 3 bedrooms, 2 bathrooms, 884 square feet of living space and a 0.02-acre lot.

When was 97 Spruce Dr, Richfield, PA built?

97 Spruce Dr, Richfield, PA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 97 Spruce Dr, Richfield, PA?

97 Spruce Dr, Richfield, PA is assigned to Monroe Elementary School (elementary); East Juniata High School (middle), rated C+. All sit in Juniata County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Spruce Dr, Richfield, PA compare to other homes in Richfield 17086?

Among the 913 homes in Richfield 17086, it is worth more than 69% of them ($251,033 against a typical $219,500), its price per square foot is higher than 96% of them ($284 against a typical $168), it is bigger than 12% of them (884 ft² against a typical 1,344 ft²), its lot is bigger than 15% of them (884 ft² against a typical 1,917 ft²) and it is newer than 47% of them (1978 against a typical 1981). Measured against all of Juniata County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Spruce Dr, Richfield, PA?

The 2026 property tax bill for 97 Spruce Dr, Richfield, PA was $3,034. The county assessed it at $21,580.

Closest homes

More homes in Richfield 17086

Assigned schools

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