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Retail Stores (Personal Services, Photography, Travel)Commercial
Last sold for $1,000 on Apr 9, 2021

97 STATE ROUTE 109 N

CLAY, KY 42404
0
Baths
3,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000 · Apr 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,335 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Retail Stores (Personal Services, Photography, Travel)
CountyWEBSTER
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Elementary SchoolA-
Elementary · Grades PK–6 · 0.4 mi
H
Webster County High SchoolC-
High · Grades 9–12 · 6.1 mi

District: Webster County School District

Neighborhood · ZIP 42404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,621
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,788
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 State Route 109 N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Clay 42404
  • Has a smaller lot than 95% of homes in Webster County
  • Newer than 81% of homes in Clay 42404

How it measures up in Clay 42404

The dot is this home. The mark in the middle is the typical home in Clay 42404.

Living area3,600 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than almost all homes nearby

Lot size0.27 ac
SmallerTypical 1.61 acBigger

Bigger than 6% of homes nearby

Year built2002
OlderTypical 1994Newer

Newer than 81% of homes nearby

How 97 State Route 109 N ranks against every home in each area.
MeasureThis homeClay 42404Webster County
Living areabigger than3,600 ft²almost all homesalmost all homes
Lot sizebigger than0.27 ac6% of homes5% of homes
Year builtnewer than200281% of homes74% of homes

About 97 State Route 109 N

When did 97 State Route 109 N, Clay, KY last sell?

97 State Route 109 N, Clay, KY last sold on Apr 9, 2021 for $1,000, according to the county's recorded deed.

How big is 97 State Route 109 N, Clay, KY?

97 State Route 109 N, Clay, KY has 3,600 square feet of living space and a 0.27-acre lot.

When was 97 State Route 109 N, Clay, KY built?

97 State Route 109 N, Clay, KY was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 97 State Route 109 N, Clay, KY?

97 State Route 109 N, Clay, KY is assigned to Clay Elementary School (elementary), rated A-; Webster County High School (high), rated C-. All sit in Webster County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 State Route 109 N, Clay, KY compare to other homes in Clay 42404?

Among the 1,113 homes in Clay 42404, it is bigger than almost all of them (3,600 ft² against a typical 1,352 ft²), its lot is bigger than 6% of them (0.27 ac against a typical 1.61 ac) and it is newer than 81% of them (2002 against a typical 1994). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 State Route 109 N, Clay, KY?

The 2025 property tax bill for 97 State Route 109 N, Clay, KY was $1,335. The county assessed it at $119,000.

More homes on State Route 109 N

Closest homes

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Assigned schools

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