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Single Family ResidenceResidential
$369,295$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

97 TRESTLE RIDGE RD

TOCCOA, GA 30577
3
Beds
5 / 2
Baths
1,922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.78 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$369K
$332K low$406K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$181,295
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,036
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$188,000
REGIONS BANK · recorded Jul 19, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,135 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,113 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,173
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,135
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,283

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.193 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyStephens
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.5.78
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 264 ft²

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary School
Elementary · Grades 1–2 · 4.2 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 5.3 mi
H
Stephens County High SchoolB-
High · Grades 9–12 · 5.6 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Trestle Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Toccoa 30577
  • Costs more per square foot than 81% of homes in Toccoa 30577
  • Bigger than 72% of homes in Toccoa 30577
  • Has a bigger lot than 86% of homes in Toccoa 30577
  • Newer than 85% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$787K

This home is worth more than 83% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$369,295
CheaperTypical $214,419Pricier

Pricier than 83% of homes nearby

Price per ft²$192
CheaperTypical $140Pricier

Pricier than 81% of homes nearby

Living area1,922 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 72% of homes nearby

Lot size5.78 ac
SmallerTypical 0.97 acBigger

Bigger than 86% of homes nearby

Year built2000
OlderTypical 1976Newer

Newer than 85% of homes nearby

How 97 Trestle Ridge Rd ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$369,29583% of homes82% of homes
Price per ft²pricier than$19281% of homes78% of homes
Living areabigger than1,922 ft²72% of homes71% of homes
Lot sizebigger than5.78 ac86% of homes86% of homes
Year builtnewer than200085% of homes82% of homes

About 97 Trestle Ridge Rd

How much is 97 Trestle Ridge Rd, Toccoa, GA worth?

The TopHap Estimate for 97 Trestle Ridge Rd, Toccoa, GA is $369,295 as of Jul 14, 2026. The likely range is $332,250 to $406,340. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Trestle Ridge Rd, Toccoa, GA last sell?

97 Trestle Ridge Rd, Toccoa, GA last sold on May 16, 2012, according to the county's recorded deed.

How big is 97 Trestle Ridge Rd, Toccoa, GA?

97 Trestle Ridge Rd, Toccoa, GA has 3 bedrooms, 5 bathrooms, 1,922 square feet of living space and a 5.78-acre lot.

When was 97 Trestle Ridge Rd, Toccoa, GA built?

97 Trestle Ridge Rd, Toccoa, GA was built in 2000, making it 26 years old. It is a cape cod home. The building has 2 stories.

What schools serve 97 Trestle Ridge Rd, Toccoa, GA?

97 Trestle Ridge Rd, Toccoa, GA is assigned to Liberty Elementary School (elementary); Stephens County Middle School (middle), rated C+; Stephens County High School (high), rated B-. All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Trestle Ridge Rd, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,870 homes in Toccoa 30577, it is worth more than 83% of them ($369,295 against a typical $214,419), its price per square foot is higher than 81% of them ($192 against a typical $140), it is bigger than 72% of them (1,922 ft² against a typical 1,500 ft²), its lot is bigger than 86% of them (5.78 ac against a typical 0.97 ac) and it is newer than 85% of them (2000 against a typical 1976). Measured against all of Stephens County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Trestle Ridge Rd, Toccoa, GA?

The 2025 property tax bill for 97 Trestle Ridge Rd, Toccoa, GA was $2,135. The county assessed it at $132,113.

Closest homes

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Assigned schools

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