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Single Family ResidentialResidential
$174,681$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

970 FISH TRAP RAPIDS LOOP

VILLA RIDGE, MO 63089
2
Beds
1
Baths
416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1960
Year BuiltThe year the home was originally built, according to county records.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$175K
$140K low$209K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,681
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,745

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.68
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyFranklin
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Riverbend Middle SchoolB-
Middle · Grades 7–8 · 2.6 mi
H
Pacific High SchoolD
High · Grades 9–12 · 3.1 mi
E
Coleman Elementary SchoolC-
Elementary · Grades KG–4 · 3.4 mi

District: Meramec Valley R-Iii School District

Neighborhood · ZIP 63089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,335
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,505
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,299
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

970 Fish Trap Rapids Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Villa Ridge 63089
  • Costs more per square foot than 98% of homes in Villa Ridge 63089
  • Among the smallest homes in Villa Ridge 63089
  • Older than 88% of homes in Villa Ridge 63089

What homes are worth in Villa Ridge 63089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$729K

This home is worth more than 6% of homes in Villa Ridge 63089.

How it measures up in Villa Ridge 63089

The dot is this home. The mark in the middle is the typical home in Villa Ridge 63089.

Estimated value$174,681
CheaperTypical $319,115Pricier

Pricier than 6% of homes nearby

Price per ft²$420
CheaperTypical $213Pricier

Pricier than 98% of homes nearby

Living area416 ft²
SmallerTypical 1,365 ft²Bigger

Smaller than almost all homes nearby

Year built1960
OlderTypical 1988Newer

Newer than 12% of homes nearby

How 970 Fish Trap Rapids Loop ranks against every home in each area.
MeasureThis homeVilla Ridge 63089Franklin County
Estimated valuepricier than$174,6816% of homes15% of homes
Price per ft²pricier than$42098% of homes98% of homes
Living areabigger than416 ft²almost no homesalmost no homes
Year builtnewer than196012% of homes25% of homes

About 970 Fish Trap Rapids Loop

How much is 970 Fish Trap Rapids Loop, Villa Ridge, MO worth?

The TopHap Estimate for 970 Fish Trap Rapids Loop, Villa Ridge, MO is $174,681 as of Jul 14, 2026. The likely range is $140,223 to $209,139. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 970 Fish Trap Rapids Loop, Villa Ridge, MO last sell?

970 Fish Trap Rapids Loop, Villa Ridge, MO last sold on Jan 1, 2025, according to the county's recorded deed.

How big is 970 Fish Trap Rapids Loop, Villa Ridge, MO?

970 Fish Trap Rapids Loop, Villa Ridge, MO has 2 bedrooms, 1 bathrooms and 416 square feet of living space.

When was 970 Fish Trap Rapids Loop, Villa Ridge, MO built?

970 Fish Trap Rapids Loop, Villa Ridge, MO was built in 1960, making it 66 years old.

What schools serve 970 Fish Trap Rapids Loop, Villa Ridge, MO?

970 Fish Trap Rapids Loop, Villa Ridge, MO is assigned to Riverbend Middle School (middle), rated B-; Pacific High School (high), rated D; Coleman Elementary School (elementary), rated C-. All sit in Meramec Valley R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 970 Fish Trap Rapids Loop, Villa Ridge, MO compare to other homes in Villa Ridge 63089?

Among the 2,420 homes in Villa Ridge 63089, it is worth more than 6% of them ($174,681 against a typical $319,115), its price per square foot is higher than 98% of them ($420 against a typical $213), it is bigger than almost none of them (416 ft² against a typical 1,365 ft²) and it is newer than 12% of them (1960 against a typical 1988). Measured against all of Franklin County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Villa Ridge 63089

Assigned schools

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