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Single Family ResidenceResidential
$219,594$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $167,500 on Jan 30, 2004

970 STATE ROUTE 54

URBANA, OH 43078
4
Beds
4.5
Baths
3,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$220K
$190K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$167,500 · Jan 30, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$134,870 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,340

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyCHAMPAIGN
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Patio · 180 ft²Porch · 993 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Urbana High SchoolC+
High · Grades 9–12 · 1.2 mi
M
Urbana Junior High SchoolC+
Middle · Grades 6–8 · 1.4 mi
E
Urbana Elementary SchoolC
Elementary · Grades PK–5 · 1.4 mi

District: Urbana City School District

Neighborhood · ZIP 43078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.203
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,632
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,308
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

970 State Route 54 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Urbana 43078
  • Bigger than 96% of homes in Champaign County
  • Has a bigger lot than 67% of homes in Urbana 43078
  • Newer than 79% of homes in Urbana 43078

What homes are worth in Urbana 43078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$565K

This home is worth more than 48% of homes in Urbana 43078.

How it measures up in Urbana 43078

The dot is this home. The mark in the middle is the typical home in Urbana 43078.

Estimated value$219,594
CheaperTypical $226,169Pricier

Pricier than 48% of homes nearby

Price per ft²$72
CheaperTypical $152Pricier

Pricier than 6% of homes nearby

Living area3,064 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.01 ac
SmallerTypical 0.44 acBigger

Bigger than 67% of homes nearby

Year built1990
OlderTypical 1960Newer

Newer than 79% of homes nearby

How 970 State Route 54 ranks against every home in each area.
MeasureThis homeUrbana 43078Champaign County
Estimated valuepricier than$219,59448% of homes48% of homes
Price per ft²pricier than$726% of homes7% of homes
Living areabigger than3,064 ft²95% of homes96% of homes
Lot sizebigger than1.01 ac67% of homes56% of homes
Year builtnewer than199079% of homes74% of homes

About 970 State Route 54

How much is 970 State Route 54, Urbana, OH worth?

The TopHap Estimate for 970 State Route 54, Urbana, OH is $219,594 as of Aug 30, 2026. The likely range is $189,956 to $249,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 970 State Route 54, Urbana, OH last sell?

970 State Route 54, Urbana, OH last sold on Jan 30, 2004 for $167,500, according to the county's recorded deed.

How big is 970 State Route 54, Urbana, OH?

970 State Route 54, Urbana, OH has 4 bedrooms, 4.5 bathrooms, 3,064 square feet of living space and a 1.00-acre lot.

When was 970 State Route 54, Urbana, OH built?

970 State Route 54, Urbana, OH was built in 1990, making it 36 years old. It is a raised ranch home. The building has 1 story.

What schools serve 970 State Route 54, Urbana, OH?

970 State Route 54, Urbana, OH is assigned to Urbana High School (high), rated C+; Urbana Junior High School (middle), rated C+; Urbana Elementary School (elementary), rated C. All sit in Urbana City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 970 State Route 54, Urbana, OH compare to other homes in Urbana 43078?

Among the 8,026 homes in Urbana 43078, it is worth more than 48% of them ($219,594 against a typical $226,169), its price per square foot is higher than 6% of them ($72 against a typical $152), it is bigger than 95% of them (3,064 ft² against a typical 1,568 ft²), its lot is bigger than 67% of them (1.01 ac against a typical 0.44 ac) and it is newer than 79% of them (1990 against a typical 1960). Measured against all of Champaign County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 970 State Route 54, Urbana, OH?

The 2025 property tax bill for 970 State Route 54, Urbana, OH was $4,564. The county assessed it at $134,870.

More homes on State Route 54

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