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Single Family ResidenceResidential
$410,108$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9705 STATE ROUTE 28

POLAND, NY 13431
3
Beds
2
Baths
2,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$410K
$253K low$567K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$410,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$328,086

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,866 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,199

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHERKIMER
Lot (acres)The size of the land the home sits on, from county records.9.00
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Poland Elementary SchoolA-
Elementary · Grades PK–5 · 3.4 mi
M
Poland Junior-Senior High SchoolA
Middle · Grades 6–12 · 3.4 mi

District: Poland Central School District

Neighborhood · ZIP 13431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,747
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,125
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9705 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Poland 13431
  • Costs more per square foot than 83% of homes in Herkimer County
  • Bigger than 80% of homes in Herkimer County
  • Has a bigger lot than 87% of homes in Herkimer County
  • Newer than 70% of homes in Herkimer County

What homes are worth in Poland 13431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$500K

This home is worth more than 91% of homes in Poland 13431.

How it measures up in Poland 13431

The dot is this home. The mark in the middle is the typical home in Poland 13431.

Estimated value$410,108
CheaperTypical $221,638Pricier

Pricier than 91% of homes nearby

Price per ft²$195
CheaperTypical $139Pricier

Pricier than 81% of homes nearby

Living area2,104 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 78% of homes nearby

Lot size9 ac
SmallerTypical 2.4 acBigger

Bigger than 77% of homes nearby

Year built1974
OlderTypical 1971Newer

Newer than 52% of homes nearby

How 9705 State Route 28 ranks against every home in each area.
MeasureThis homePoland 13431Herkimer County
Estimated valuepricier than$410,10891% of homes91% of homes
Price per ft²pricier than$19581% of homes83% of homes
Living areabigger than2,104 ft²78% of homes80% of homes
Lot sizebigger than9 ac77% of homes87% of homes
Year builtnewer than197452% of homes70% of homes

About 9705 State Route 28

How much is 9705 State Route 28, Poland, NY worth?

The TopHap Estimate for 9705 State Route 28, Poland, NY is $410,108 as of Jul 14, 2026. The likely range is $253,376 to $566,840. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9705 State Route 28, Poland, NY last sell?

9705 State Route 28, Poland, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 9705 State Route 28, Poland, NY?

9705 State Route 28, Poland, NY has 3 bedrooms, 2 bathrooms, 2,104 square feet of living space and a 9.00-acre lot.

When was 9705 State Route 28, Poland, NY built?

9705 State Route 28, Poland, NY was built in 1974, making it 52 years old. It is a ranch home. The building has 1 story.

What schools serve 9705 State Route 28, Poland, NY?

9705 State Route 28, Poland, NY is assigned to Poland Elementary School (elementary), rated A-; Poland Junior-Senior High School (middle), rated A. All sit in Poland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9705 State Route 28, Poland, NY compare to other homes in Poland 13431?

Among the 756 homes in Poland 13431, it is worth more than 91% of them ($410,108 against a typical $221,638), its price per square foot is higher than 81% of them ($195 against a typical $139), it is bigger than 78% of them (2,104 ft² against a typical 1,656 ft²), its lot is bigger than 77% of them (9 ac against a typical 2.4 ac) and it is newer than 52% of them (1974 against a typical 1971). Measured against all of Herkimer County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9705 State Route 28, Poland, NY?

The 2025 property tax bill for 9705 State Route 28, Poland, NY was $4,866. The county assessed it at $218,000.

Closest homes

More homes in Poland 13431

Assigned schools

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