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Single Family ResidenceResidential
$301,661$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

971 ROCKY LN

MIDDLEBURY, IN 46540
3
Beds
2
Baths
1,319 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$302K
$290K low$313K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,574 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$278,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 196 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Northridge High School
High · Grades 9–12 · 0.5 mi
M
Northridge Middle SchoolB+
Middle · Grades 6–8 · 0.6 mi
E
Middlebury Elementary SchoolA
Elementary · Grades KG–3 · 1.3 mi

District: Middlebury Community Schools

Neighborhood · ZIP 46540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.13,113
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.209 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,567
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,267
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

971 Rocky Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Middlebury 46540
  • Costs more per square foot than 86% of homes in Elkhart County
  • Smaller than 79% of homes in Middlebury 46540
  • Has a smaller lot than 81% of homes in Middlebury 46540
  • Newer than 86% of homes in Elkhart County

What homes are worth in Middlebury 46540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$943K

This home is worth more than 30% of homes in Middlebury 46540.

How it measures up in Middlebury 46540

The dot is this home. The mark in the middle is the typical home in Middlebury 46540.

Estimated value$301,661
CheaperTypical $366,634Pricier

Pricier than 30% of homes nearby

Price per ft²$229
CheaperTypical $201Pricier

Pricier than 67% of homes nearby

Living area1,319 ft²
SmallerTypical 1,837 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.33 ac
SmallerTypical 0.75 acBigger

Bigger than 19% of homes nearby

Year built2003
OlderTypical 1991Newer

Newer than 77% of homes nearby

How 971 Rocky Ln ranks against every home in each area.
MeasureThis homeMiddlebury 46540Elkhart County
Estimated valuepricier than$301,66130% of homes65% of homes
Price per ft²pricier than$22967% of homes86% of homes
Living areabigger than1,319 ft²21% of homes34% of homes
Lot sizebigger than0.33 ac19% of homes40% of homes
Year builtnewer than200377% of homes86% of homes

About 971 Rocky Ln

How much is 971 Rocky Ln, Middlebury, IN worth?

The TopHap Estimate for 971 Rocky Ln, Middlebury, IN is $301,661 as of Sep 24, 2026. The likely range is $290,351 to $312,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 971 Rocky Ln, Middlebury, IN last sell?

971 Rocky Ln, Middlebury, IN last sold on Nov 17, 2004, according to the county's recorded deed.

How big is 971 Rocky Ln, Middlebury, IN?

971 Rocky Ln, Middlebury, IN has 3 bedrooms, 2 bathrooms, 1,319 square feet of living space and a 0.33-acre lot.

When was 971 Rocky Ln, Middlebury, IN built?

971 Rocky Ln, Middlebury, IN was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 971 Rocky Ln, Middlebury, IN?

971 Rocky Ln, Middlebury, IN is assigned to Northridge High School (high); Northridge Middle School (middle), rated B+; Middlebury Elementary School (elementary), rated A. All sit in Middlebury Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 971 Rocky Ln, Middlebury, IN compare to other homes in Middlebury 46540?

Among the 4,248 homes in Middlebury 46540, it is worth more than 30% of them ($301,661 against a typical $366,634), its price per square foot is higher than 67% of them ($229 against a typical $201), it is bigger than 21% of them (1,319 ft² against a typical 1,837 ft²), its lot is bigger than 19% of them (0.33 ac against a typical 0.75 ac) and it is newer than 77% of them (2003 against a typical 1991). Measured against all of Elkhart County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 971 Rocky Ln, Middlebury, IN?

The 2024 property tax bill for 971 Rocky Ln, Middlebury, IN was $2,574. The county assessed it at $278,800.

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