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Single Family ResidenceResidential
$488,453$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

97137 ARNOLD RIDGE DR

YULEE, FL 32097
4
Beds
2
Baths
2,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$488K
$465K low$511K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$242,453
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$193,962
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$204,000
REGIONS BANK · recorded Mar 28, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
REGIONS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,717 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$213,700 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,476
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$382,420

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNassau
Lot (acres)The size of the land the home sits on, from county records.1.06
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²Patio · 96 ft²Porch · 369 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Yulee Primary School
Elementary · Grades KG–2 · 4.7 mi
M
Yulee Middle SchoolA
Middle · Grades 6–8 · 5.1 mi
H
Yulee High SchoolC+
High · Grades 9–12 · 5.3 mi

District: Nassau County School District

Neighborhood · ZIP 32097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.68
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.26,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,346
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,725
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97137 Arnold Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Yulee 32097
  • Costs more per square foot than 72% of homes in Yulee 32097
  • Bigger than 67% of homes in Yulee 32097
  • Has a bigger lot than 85% of homes in Yulee 32097

What homes are worth in Yulee 32097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$888K

This home is worth more than 77% of homes in Yulee 32097.

How it measures up in Yulee 32097

The dot is this home. The mark in the middle is the typical home in Yulee 32097.

Estimated value$488,453
CheaperTypical $398,554Pricier

Pricier than 77% of homes nearby

Price per ft²$236
CheaperTypical $208Pricier

Pricier than 72% of homes nearby

Living area2,074 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than 67% of homes nearby

Lot size1.06 ac
SmallerTypical 0.25 acBigger

Bigger than 85% of homes nearby

Year built2004
OlderTypical 2006Newer

Newer than 43% of homes nearby

How 97137 Arnold Ridge Dr ranks against every home in each area.
MeasureThis homeYulee 32097Nassau County
Estimated valuepricier than$488,45377% of homes46% of homes
Price per ft²pricier than$23672% of homes40% of homes
Living areabigger than2,074 ft²67% of homes63% of homes
Lot sizebigger than1.06 ac85% of homes73% of homes
Year builtnewer than200443% of homes62% of homes

About 97137 Arnold Ridge Dr

How much is 97137 Arnold Ridge Dr, Yulee, FL worth?

The TopHap Estimate for 97137 Arnold Ridge Dr, Yulee, FL is $488,453 as of Jul 14, 2026. The likely range is $465,446 to $511,460. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97137 Arnold Ridge Dr, Yulee, FL last sell?

97137 Arnold Ridge Dr, Yulee, FL last sold on Jun 7, 2012, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 97137 Arnold Ridge Dr, Yulee, FL?

97137 Arnold Ridge Dr, Yulee, FL has 4 bedrooms, 2 bathrooms, 2,074 square feet of living space and a 1.06-acre lot.

When was 97137 Arnold Ridge Dr, Yulee, FL built?

97137 Arnold Ridge Dr, Yulee, FL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 97137 Arnold Ridge Dr, Yulee, FL?

97137 Arnold Ridge Dr, Yulee, FL is assigned to Yulee Primary School (elementary); Yulee Middle School (middle), rated A; Yulee High School (high), rated C+. All sit in Nassau County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97137 Arnold Ridge Dr, Yulee, FL compare to other homes in Yulee 32097?

Among the 10,611 homes in Yulee 32097, it is worth more than 77% of them ($488,453 against a typical $398,554), its price per square foot is higher than 72% of them ($236 against a typical $208), it is bigger than 67% of them (2,074 ft² against a typical 1,848 ft²), its lot is bigger than 85% of them (1.06 ac against a typical 0.25 ac) and it is newer than 43% of them (2004 against a typical 2006). Measured against all of Nassau County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97137 Arnold Ridge Dr, Yulee, FL?

The 2024 property tax bill for 97137 Arnold Ridge Dr, Yulee, FL was $2,717. The county assessed it at $213,700.

Closest homes

More homes in Yulee 32097

Assigned schools

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