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Single Family ResidenceResidential
$574,361$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

972 COTSWOLD LN

UNION, MO 63084
3
Beds
5
Baths
2,455 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
27.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$574K
$474K low$674K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,193 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,906
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$345,360

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.27.80
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolB
Elementary · Grades KG–3 · 3.4 mi
M
Union Middle SchoolA
Middle · Grades 7–8 · 3.8 mi
H
Union High SchoolC+
High · Grades 9–12 · 4.0 mi

District: Union R-Xi School District

Neighborhood · ZIP 63084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,185
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.264 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,433
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

972 Cotswold Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Union 63084
  • Costs more per square foot than 81% of homes in Union 63084
  • Bigger than 93% of homes in Union 63084
  • Has a bigger lot than 98% of homes in Union 63084

What homes are worth in Union 63084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$628K

This home is worth more than 96% of homes in Union 63084.

How it measures up in Union 63084

The dot is this home. The mark in the middle is the typical home in Union 63084.

Estimated value$574,361
CheaperTypical $268,617Pricier

Pricier than 96% of homes nearby

Price per ft²$234
CheaperTypical $201Pricier

Pricier than 81% of homes nearby

Living area2,455 ft²
SmallerTypical 1,337 ft²Bigger

Bigger than 93% of homes nearby

Lot size27.8 ac
SmallerTypical 0.5 acBigger

Bigger than 98% of homes nearby

Year built1986
OlderTypical 1989Newer

Newer than 45% of homes nearby

How 972 Cotswold Ln ranks against every home in each area.
MeasureThis homeUnion 63084Franklin County
Estimated valuepricier than$574,36196% of homes92% of homes
Price per ft²pricier than$23481% of homes75% of homes
Living areabigger than2,455 ft²93% of homes91% of homes
Lot sizebigger than27.8 ac98% of homes94% of homes
Year builtnewer than198645% of homes52% of homes

About 972 Cotswold Ln

How much is 972 Cotswold Ln, Union, MO worth?

The TopHap Estimate for 972 Cotswold Ln, Union, MO is $574,361 as of Aug 30, 2026. The likely range is $474,496 to $674,226. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 972 Cotswold Ln, Union, MO last sell?

972 Cotswold Ln, Union, MO last sold on Jul 2, 2021, according to the county's recorded deed.

How big is 972 Cotswold Ln, Union, MO?

972 Cotswold Ln, Union, MO has 3 bedrooms, 5 bathrooms, 2,455 square feet of living space and a 27.80-acre lot.

When was 972 Cotswold Ln, Union, MO built?

972 Cotswold Ln, Union, MO was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 972 Cotswold Ln, Union, MO?

972 Cotswold Ln, Union, MO is assigned to Central Elementary School (elementary), rated B; Union Middle School (middle), rated A; Union High School (high), rated C+. All sit in Union R-Xi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 972 Cotswold Ln, Union, MO compare to other homes in Union 63084?

Among the 7,103 homes in Union 63084, it is worth more than 96% of them ($574,361 against a typical $268,617), its price per square foot is higher than 81% of them ($234 against a typical $201), it is bigger than 93% of them (2,455 ft² against a typical 1,337 ft²), its lot is bigger than 98% of them (27.8 ac against a typical 0.5 ac) and it is newer than 45% of them (1986 against a typical 1989). Measured against all of Franklin County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 972 Cotswold Ln, Union, MO?

The 2025 property tax bill for 972 Cotswold Ln, Union, MO was $3,443. The county assessed it at $65,193.

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Assigned schools

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