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Single Family ResidenceResidential
$40,058$33 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

972 WILLARD ST

GARY, IN 46404
2
Beds
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,790 ft²
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$40K
$32K low$48K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,169 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$10,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAKE
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Alley

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McCullough AcademyF
Elementary · Grades KG–5 · 1.0 mi
H
West Side Leadership Academy
High · Grades 9–12 · 1.0 mi
M
Bailly STEM AcademyF
Middle · Grades 6–8 · 5.2 mi

District: Gary Community School Corporation

Neighborhood · ZIP 46404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,964
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,738 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,379
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

972 Willard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Lake County
  • Costs less per square foot than 97% of homes in Lake County
  • Smaller than 77% of homes in Lake County
  • Has a smaller lot than 92% of homes in Lake County
  • Older than 85% of homes in Lake County

What homes are worth in Gary 46404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$258K

This home is worth more than 4% of homes in Gary 46404.

How it measures up in Gary 46404

The dot is this home. The mark in the middle is the typical home in Gary 46404.

Estimated value$40,058
CheaperTypical $101,782Pricier

Pricier than 4% of homes nearby

Price per ft²$33
CheaperTypical $77Pricier

Pricier than 8% of homes nearby

Living area1,200 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 38% of homes nearby

Lot size3,790 ft²
SmallerTypical 0.14 acBigger

Bigger than 9% of homes nearby

Year built1928
OlderTypical 1950Newer

Newer than 21% of homes nearby

How 972 Willard St ranks against every home in each area.
MeasureThis homeGary 46404Lake County
Estimated valuepricier than$40,0584% of homes2% of homes
Price per ft²pricier than$338% of homes3% of homes
Living areabigger than1,200 ft²38% of homes23% of homes
Lot sizebigger than3,790 ft²9% of homes8% of homes
Year builtnewer than192821% of homes15% of homes

About 972 Willard St

How much is 972 Willard St, Gary, IN worth?

The TopHap Estimate for 972 Willard St, Gary, IN is $40,058 as of Oct 21, 2026. The likely range is $32,186 to $47,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 972 Willard St, Gary, IN last sell?

972 Willard St, Gary, IN last sold on Sep 19, 2025, according to the county's recorded deed.

How big is 972 Willard St, Gary, IN?

972 Willard St, Gary, IN has 2 bedrooms, 1 bathrooms, 1,200 square feet of living space and a 0.09-acre lot.

When was 972 Willard St, Gary, IN built?

972 Willard St, Gary, IN was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 972 Willard St, Gary, IN?

972 Willard St, Gary, IN is assigned to McCullough Academy (elementary), rated F; West Side Leadership Academy (high); Bailly STEM Academy (middle), rated F. All sit in Gary Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 972 Willard St, Gary, IN compare to other homes in Gary 46404?

Among the 6,438 homes in Gary 46404, it is worth more than 4% of them ($40,058 against a typical $101,782), its price per square foot is higher than 8% of them ($33 against a typical $77), it is bigger than 38% of them (1,200 ft² against a typical 1,484 ft²), its lot is bigger than 9% of them (3,790 ft² against a typical 0.14 ac) and it is newer than 21% of them (1928 against a typical 1950). Measured against all of Lake County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 972 Willard St, Gary, IN?

The 2024 property tax bill for 972 Willard St, Gary, IN was $2,169. The county assessed it at $10,600.

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