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Single Family ResidenceResidential
$861,545$421 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9746 W RIVER COVE PL

HOMOSASSA, FL 34448
3
Beds
3 / 1
Baths
2,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$862K
$792K low$931K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$400,295
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$320,236
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$461,250
FIFTH THIRD BANK · recorded Sep 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,594 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$727,214 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$241,680
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$485,534
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$726,992
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$727,214

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyCitrus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 98 ft²Patio · 748 ft²Porch · 660 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Homosassa Elementary SchoolB-
Elementary · Grades PK–5 · 1.8 mi
M
Crystal River Middle SchoolC-
Middle · Grades 6–8 · 6.9 mi
H
Crystal River High SchoolC-
High · Grades 9–12 · 7.2 mi

District: Citrus County School District

Neighborhood · ZIP 34448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,919
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,499
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9746 W River Cove Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Citrus County
  • Among the highest price per square foot in Citrus County
  • Bigger than 87% of homes in Homosassa 34448

What homes are worth in Homosassa 34448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$1.1M

This home is worth more than 95% of homes in Homosassa 34448.

How it measures up in Homosassa 34448

The dot is this home. The mark in the middle is the typical home in Homosassa 34448.

Estimated value$861,545
CheaperTypical $295,100Pricier

Pricier than 95% of homes nearby

Price per ft²$421
CheaperTypical $203Pricier

Pricier than 94% of homes nearby

Living area2,044 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.4 ac
SmallerTypical 0.4 acBigger

Bigger than 50% of homes nearby

Year built1988
OlderTypical 1985Newer

Newer than 60% of homes nearby

How 9746 W River Cove Pl ranks against every home in each area.
MeasureThis homeHomosassa 34448Citrus County
Estimated valuepricier than$861,54595% of homes98% of homes
Price per ft²pricier than$42194% of homesalmost all homes
Living areabigger than2,044 ft²87% of homes78% of homes
Lot sizebigger than0.4 ac50% of homes54% of homes
Year builtnewer than198860% of homes46% of homes

About 9746 W River Cove Pl

How much is 9746 W River Cove Pl, Homosassa, FL worth?

The TopHap Estimate for 9746 W River Cove Pl, Homosassa, FL is $861,545 as of Jul 14, 2026. The likely range is $791,816 to $931,274. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9746 W River Cove Pl, Homosassa, FL last sell?

9746 W River Cove Pl, Homosassa, FL last sold on Feb 3, 2021, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9746 W River Cove Pl, Homosassa, FL?

9746 W River Cove Pl, Homosassa, FL has 3 bedrooms, 3 bathrooms, 2,044 square feet of living space and a 0.40-acre lot.

When was 9746 W River Cove Pl, Homosassa, FL built?

9746 W River Cove Pl, Homosassa, FL was built in 1988, making it 38 years old. It is a custom design home. The building has 2 stories.

What schools serve 9746 W River Cove Pl, Homosassa, FL?

9746 W River Cove Pl, Homosassa, FL is assigned to Homosassa Elementary School (elementary), rated B-; Crystal River Middle School (middle), rated C-; Crystal River High School (high), rated C-. All sit in Citrus County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9746 W River Cove Pl, Homosassa, FL compare to other homes in Homosassa 34448?

Among the 5,713 homes in Homosassa 34448, it is worth more than 95% of them ($861,545 against a typical $295,100), its price per square foot is higher than 94% of them ($421 against a typical $203), it is bigger than 87% of them (2,044 ft² against a typical 1,292 ft²), its lot is bigger than 50% of them (0.4 ac against a typical 0.4 ac) and it is newer than 60% of them (1988 against a typical 1985). Measured against all of Citrus County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9746 W River Cove Pl, Homosassa, FL?

The 2025 property tax bill for 9746 W River Cove Pl, Homosassa, FL was $11,594. The county assessed it at $727,214.

Closest homes

More homes in Homosassa 34448

Assigned schools

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