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Single Family ResidenceResidential
$286,556$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $273,500 on Feb 16, 2023

977 EAGLE ROCK TER

WINTER HAVEN, FL 33880
3
Beds
2
Baths
1,317 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$287K
$272K low$301K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$273,500 · Feb 16, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$7,725
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$6,180
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$253,879
NVR MORTGAGE FINANCE INC · recorded Feb 16, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,476
NVR MORTGAGE FINANCE INC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,476

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,245 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,245
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,504
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,245

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 30 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pinewood Elementary SchoolD+
Elementary · Grades PK–5 · 2.3 mi
H
Lake Region Senior HighD
High · Grades 9–12 · 2.6 mi
M
Denison Middle SchoolD
Middle · Grades 6–8 · 4.0 mi

District: Polk County School District

Neighborhood · ZIP 33880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.229
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,339
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,660
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

977 Eagle Rock Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Winter Haven 33880
  • Costs more per square foot than 94% of homes in Winter Haven 33880
  • Smaller than 72% of homes in Polk County
  • Has a smaller lot than 73% of homes in Winter Haven 33880
  • Among the newest homes in Winter Haven 33880

What homes are worth in Winter Haven 33880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$585K

This home is worth more than 69% of homes in Winter Haven 33880.

How it measures up in Winter Haven 33880

The dot is this home. The mark in the middle is the typical home in Winter Haven 33880.

Estimated value$286,556
CheaperTypical $243,617Pricier

Pricier than 69% of homes nearby

Price per ft²$218
CheaperTypical $163Pricier

Pricier than 94% of homes nearby

Living area1,317 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.16 ac
SmallerTypical 0.22 acBigger

Bigger than 27% of homes nearby

Year built2023
OlderTypical 1984Newer

Newer than almost all homes nearby

How 977 Eagle Rock Ter ranks against every home in each area.
MeasureThis homeWinter Haven 33880Polk County
Estimated valuepricier than$286,55669% of homes45% of homes
Price per ft²pricier than$21894% of homes89% of homes
Living areabigger than1,317 ft²42% of homes28% of homes
Lot sizebigger than0.16 ac27% of homes35% of homes
Year builtnewer than2023almost all homes94% of homes

About 977 Eagle Rock Ter

How much is 977 Eagle Rock Ter, Winter Haven, FL worth?

The TopHap Estimate for 977 Eagle Rock Ter, Winter Haven, FL is $286,556 as of Jul 14, 2026. The likely range is $271,676 to $301,436. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 977 Eagle Rock Ter, Winter Haven, FL last sell?

977 Eagle Rock Ter, Winter Haven, FL last sold on Feb 16, 2023 for $273,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 977 Eagle Rock Ter, Winter Haven, FL?

977 Eagle Rock Ter, Winter Haven, FL has 3 bedrooms, 2 bathrooms, 1,317 square feet of living space and a 0.16-acre lot.

When was 977 Eagle Rock Ter, Winter Haven, FL built?

977 Eagle Rock Ter, Winter Haven, FL was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 977 Eagle Rock Ter, Winter Haven, FL?

977 Eagle Rock Ter, Winter Haven, FL is assigned to Pinewood Elementary School (elementary), rated D+; Lake Region Senior High (high), rated D; Denison Middle School (middle), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 977 Eagle Rock Ter, Winter Haven, FL compare to other homes in Winter Haven 33880?

Among the 14,125 homes in Winter Haven 33880, it is worth more than 69% of them ($286,556 against a typical $243,617), its price per square foot is higher than 94% of them ($218 against a typical $163), it is bigger than 42% of them (1,317 ft² against a typical 1,416 ft²), its lot is bigger than 27% of them (0.16 ac against a typical 0.22 ac) and it is newer than almost all of them (2023 against a typical 1984). Measured against all of Polk County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 977 Eagle Rock Ter, Winter Haven, FL?

The 2025 property tax bill for 977 Eagle Rock Ter, Winter Haven, FL was $3,171. The county assessed it at $210,245.

More homes on Eagle Rock Ter

Closest homes

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Assigned schools

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