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Single Family ResidenceResidential
$98,776$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

978 STATE ROUTE 374

CADYVILLE, NY 12918
3
Beds
1
Baths
978 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$99K
$88K low$110K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$340 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$113,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCLINTON
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 191 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saranac Middle SchoolC+
Middle · Grades 6–8 · 4.1 mi
H
Saranac High SchoolB
High · Grades 9–12 · 4.1 mi
E
Saranac Elementary SchoolC
Elementary · Grades PK–5 · 4.3 mi

District: Saranac Central School District

Neighborhood · ZIP 12918These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,916
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,771
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

978 State Route 374 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Clinton County
  • Costs less per square foot than 74% of homes in Clinton County
  • Smaller than 83% of homes in Clinton County
  • Among the smallest lots in Cadyville 12918
  • Older than 76% of homes in Cadyville 12918

What homes are worth in Cadyville 12918

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$362K

This home is worth more than 12% of homes in Cadyville 12918.

How it measures up in Cadyville 12918

The dot is this home. The mark in the middle is the typical home in Cadyville 12918.

Estimated value$98,776
CheaperTypical $172,550Pricier

Pricier than 12% of homes nearby

Price per ft²$101
CheaperTypical $121Pricier

Pricier than 27% of homes nearby

Living area978 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.13 ac
SmallerTypical 1.5 acBigger

Smaller than almost all homes nearby

Year built1938
OlderTypical 1975Newer

Newer than 24% of homes nearby

How 978 State Route 374 ranks against every home in each area.
MeasureThis homeCadyville 12918Clinton County
Estimated valuepricier than$98,77612% of homes10% of homes
Price per ft²pricier than$10127% of homes26% of homes
Living areabigger than978 ft²18% of homes17% of homes
Lot sizebigger than0.13 acalmost no homes6% of homes
Year builtnewer than193824% of homes24% of homes

About 978 State Route 374

How much is 978 State Route 374, Cadyville, NY worth?

The TopHap Estimate for 978 State Route 374, Cadyville, NY is $98,776 as of Oct 21, 2026. The likely range is $87,515 to $110,037. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 978 State Route 374, Cadyville, NY last sell?

978 State Route 374, Cadyville, NY last sold on Aug 13, 2004, according to the county's recorded deed.

How big is 978 State Route 374, Cadyville, NY?

978 State Route 374, Cadyville, NY has 3 bedrooms, 1 bathrooms, 978 square feet of living space and a 0.13-acre lot.

When was 978 State Route 374, Cadyville, NY built?

978 State Route 374, Cadyville, NY was built in 1938, making it 88 years old. It is a traditional/old home. The building has 1 story.

What schools serve 978 State Route 374, Cadyville, NY?

978 State Route 374, Cadyville, NY is assigned to Saranac Middle School (middle), rated C+; Saranac High School (high), rated B; Saranac Elementary School (elementary), rated C. All sit in Saranac Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 978 State Route 374, Cadyville, NY compare to other homes in Cadyville 12918?

Among the 1,045 homes in Cadyville 12918, it is worth more than 12% of them ($98,776 against a typical $172,550), its price per square foot is higher than 27% of them ($101 against a typical $121), it is bigger than 18% of them (978 ft² against a typical 1,404 ft²), its lot is bigger than almost none of them (0.13 ac against a typical 1.5 ac) and it is newer than 24% of them (1938 against a typical 1975). Measured against all of Clinton County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 978 State Route 374, Cadyville, NY?

The 2025 property tax bill for 978 State Route 374, Cadyville, NY was $340. The county assessed it at $113,400.

More homes on State Route 374

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Assigned schools

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