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Rural ResidenceResidential
$445,485$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $270,800 on Oct 23, 2020

9780 FM 86

LOCKHART, TX 78644
3
Beds
2
Baths
1,761 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$445K
$423K low$468K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,800 · Oct 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,774 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$382,510 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,830
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$406,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$382,510

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.High Rise
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.4.48
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD+
High · Grades 9–12 · 8.2 mi
E
Navarro Elementary SchoolD+
Elementary · Grades KG–5 · 8.4 mi
M
Lockhart Junior High SchoolC
Middle · Grades 6–8 · 9.5 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9780 Fm 86 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Lockhart 78644
  • Costs more per square foot than 81% of homes in Lockhart 78644
  • Bigger than 68% of homes in Caldwell County
  • Has a bigger lot than 84% of homes in Lockhart 78644

What homes are worth in Lockhart 78644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$924K

This home is worth more than 83% of homes in Lockhart 78644.

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Estimated value$445,485
CheaperTypical $285,496Pricier

Pricier than 83% of homes nearby

Price per ft²$253
CheaperTypical $186Pricier

Pricier than 81% of homes nearby

Living area1,761 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than 66% of homes nearby

Lot size4.48 ac
SmallerTypical 0.28 acBigger

Bigger than 84% of homes nearby

Year built2002
OlderTypical 1998Newer

Newer than 59% of homes nearby

How 9780 Fm 86 ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Estimated valuepricier than$445,48583% of homes80% of homes
Price per ft²pricier than$25381% of homes73% of homes
Living areabigger than1,761 ft²66% of homes68% of homes
Lot sizebigger than4.48 ac84% of homes78% of homes
Year builtnewer than200259% of homes61% of homes

About 9780 Fm 86

How much is 9780 Fm 86, Lockhart, TX worth?

The TopHap Estimate for 9780 Fm 86, Lockhart, TX is $445,485 as of Aug 30, 2026. The likely range is $422,731 to $468,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9780 Fm 86, Lockhart, TX last sell?

9780 Fm 86, Lockhart, TX last sold on Oct 23, 2020 for $270,800, according to the county's recorded deed.

How big is 9780 Fm 86, Lockhart, TX?

9780 Fm 86, Lockhart, TX has 3 bedrooms, 2 bathrooms, 1,761 square feet of living space and a 4.48-acre lot.

When was 9780 Fm 86, Lockhart, TX built?

9780 Fm 86, Lockhart, TX was built in 2002, making it 24 years old. It is a high rise home. The building has 1 story.

What schools serve 9780 Fm 86, Lockhart, TX?

9780 Fm 86, Lockhart, TX is assigned to Lockhart High School (high), rated D+; Navarro Elementary School (elementary), rated D+; Lockhart Junior High School (middle), rated C. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9780 Fm 86, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,241 homes in Lockhart 78644, it is worth more than 83% of them ($445,485 against a typical $285,496), its price per square foot is higher than 81% of them ($253 against a typical $186), it is bigger than 66% of them (1,761 ft² against a typical 1,522 ft²), its lot is bigger than 84% of them (4.48 ac against a typical 0.28 ac) and it is newer than 59% of them (2002 against a typical 1998). Measured against all of Caldwell County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9780 Fm 86, Lockhart, TX?

The 2026 property tax bill for 9780 Fm 86, Lockhart, TX was $5,774. The county assessed it at $382,510.

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