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Single Family ResidenceResidential
$407,385$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $7,000 on Feb 1, 2022

9785 40TH ST SW

HOWARD LAKE, MN 55349
3
Beds
2
Baths
1,661 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$407K
$391K low$424K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$7,000 · Feb 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,392 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$435,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$304,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$385,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$435,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWRIGHT
Lot (acres)The size of the land the home sits on, from county records.2.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Howard Lake-Waverly-Winsted High SchoolA-
High · Grades 9–12 · 4.7 mi
M
Howard Lake-Waverly-Winsted Middle SchoolC+
Middle · Grades 5–8 · 4.7 mi
E
Humphrey Elementary SchoolC
Elementary · Grades PK–4 · 6.0 mi

District: Howard Lake-Waverly-Winsted

Neighborhood · ZIP 55349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,597
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,841
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9785 40th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Howard Lake 55349
  • Bigger than 70% of homes in Howard Lake 55349
  • Has a bigger lot than 85% of homes in Wright County
  • Newer than 84% of homes in Howard Lake 55349

What homes are worth in Howard Lake 55349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$713K

This home is worth more than 74% of homes in Howard Lake 55349.

How it measures up in Howard Lake 55349

The dot is this home. The mark in the middle is the typical home in Howard Lake 55349.

Estimated value$407,385
CheaperTypical $323,923Pricier

Pricier than 74% of homes nearby

Price per ft²$245
CheaperTypical $240Pricier

Pricier than 54% of homes nearby

Living area1,661 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 70% of homes nearby

Lot size2.5 ac
SmallerTypical 0.5 acBigger

Bigger than 69% of homes nearby

Year built2010
OlderTypical 1979Newer

Newer than 84% of homes nearby

How 9785 40th St Sw ranks against every home in each area.
MeasureThis homeHoward Lake 55349Wright County
Estimated valuepricier than$407,38574% of homes60% of homes
Price per ft²pricier than$24554% of homes49% of homes
Living areabigger than1,661 ft²70% of homes63% of homes
Lot sizebigger than2.5 ac69% of homes85% of homes
Year builtnewer than201084% of homes79% of homes

About 9785 40th St Sw

How much is 9785 40th St Sw, Howard Lake, MN worth?

The TopHap Estimate for 9785 40th St Sw, Howard Lake, MN is $407,385 as of Sep 24, 2026. The likely range is $390,836 to $423,934. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9785 40th St Sw, Howard Lake, MN last sell?

9785 40th St Sw, Howard Lake, MN last sold on Feb 1, 2022 for $7,000, according to the county's recorded deed.

How big is 9785 40th St Sw, Howard Lake, MN?

9785 40th St Sw, Howard Lake, MN has 3 bedrooms, 2 bathrooms, 1,661 square feet of living space and a 2.50-acre lot.

When was 9785 40th St Sw, Howard Lake, MN built?

9785 40th St Sw, Howard Lake, MN was built in 2010, making it 16 years old. It is a ranch home. The building has 1 story.

What schools serve 9785 40th St Sw, Howard Lake, MN?

9785 40th St Sw, Howard Lake, MN is assigned to Howard Lake-Waverly-Winsted High School (high), rated A-; Howard Lake-Waverly-Winsted Middle School (middle), rated C+; Humphrey Elementary School (elementary), rated C. All sit in Howard Lake-Waverly-Winsted. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9785 40th St Sw, Howard Lake, MN compare to other homes in Howard Lake 55349?

Among the 1,663 homes in Howard Lake 55349, it is worth more than 74% of them ($407,385 against a typical $323,923), its price per square foot is higher than 54% of them ($245 against a typical $240), it is bigger than 70% of them (1,661 ft² against a typical 1,368 ft²), its lot is bigger than 69% of them (2.5 ac against a typical 0.5 ac) and it is newer than 84% of them (2010 against a typical 1979). Measured against all of Wright County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9785 40th St Sw, Howard Lake, MN?

The 2026 property tax bill for 9785 40th St Sw, Howard Lake, MN was $3,392. The county assessed it at $435,100.

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