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Single Family ResidenceResidential
$299,220$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 31How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

9797 HEARD RIDGE RD

MONROE, TN 38573
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$299K
$94K low$504K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$269 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,350 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$41,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clay County Adult High School
High · Grades 9–12 · 12.5 mi
E
Celina K-8D
Elementary · Grades PK–8 · 12.6 mi

District: Clay County School District

Neighborhood · ZIP 38573These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,260
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,826
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,931
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9797 Heard Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Clay County
  • Costs more per square foot than 86% of homes in Clay County
  • Has a smaller lot than 75% of homes in Monroe 38573
  • Older than 73% of homes in Monroe 38573

What homes are worth in Monroe 38573

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$805K

This home is worth more than 63% of homes in Monroe 38573.

How it measures up in Monroe 38573

The dot is this home. The mark in the middle is the typical home in Monroe 38573.

Estimated value$299,220
CheaperTypical $246,112Pricier

Pricier than 63% of homes nearby

Price per ft²$223
CheaperTypical $180Pricier

Pricier than 74% of homes nearby

Living area1,344 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 50% of homes nearby

Lot size1 ac
SmallerTypical 3.5 acBigger

Bigger than 25% of homes nearby

Year built1970
OlderTypical 1989Newer

Newer than 27% of homes nearby

How 9797 Heard Ridge Rd ranks against every home in each area.
MeasureThis homeMonroe 38573Clay County
Estimated valuepricier than$299,22063% of homes83% of homes
Price per ft²pricier than$22374% of homes86% of homes
Living areabigger than1,344 ft²50% of homes61% of homes
Lot sizebigger than1 ac25% of homes35% of homes
Year builtnewer than197027% of homes33% of homes

About 9797 Heard Ridge Rd

How much is 9797 Heard Ridge Rd, Monroe, TN worth?

The TopHap Estimate for 9797 Heard Ridge Rd, Monroe, TN is $299,220 as of Aug 30, 2026. The likely range is $94,238 to $504,202. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9797 Heard Ridge Rd, Monroe, TN last sell?

9797 Heard Ridge Rd, Monroe, TN last sold on Jan 12, 1995, according to the county's recorded deed.

How big is 9797 Heard Ridge Rd, Monroe, TN?

9797 Heard Ridge Rd, Monroe, TN has 2 bathrooms and 1,344 square feet of living space.

When was 9797 Heard Ridge Rd, Monroe, TN built?

9797 Heard Ridge Rd, Monroe, TN was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 9797 Heard Ridge Rd, Monroe, TN?

9797 Heard Ridge Rd, Monroe, TN is assigned to Clay County Adult High School (high); Celina K-8 (elementary), rated D. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9797 Heard Ridge Rd, Monroe, TN compare to other homes in Monroe 38573?

Among the 1,136 homes in Monroe 38573, it is worth more than 63% of them ($299,220 against a typical $246,112), its price per square foot is higher than 74% of them ($223 against a typical $180), it is bigger than 50% of them (1,344 ft² against a typical 1,344 ft²), its lot is bigger than 25% of them (1 ac against a typical 3.5 ac) and it is newer than 27% of them (1970 against a typical 1989). Measured against all of Clay County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9797 Heard Ridge Rd, Monroe, TN?

The 2024 property tax bill for 9797 Heard Ridge Rd, Monroe, TN was $269. The county assessed it at $10,350.

More homes on Heard Ridge Rd

Closest homes

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Assigned schools

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