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Single Family ResidenceResidential
$392,217$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $248,500 on Aug 19, 2019

97A SUMMIT ST

DERBY, CT 06418
3
Beds
2.5
Baths
1,686 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$392K
$368K low$416K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$248,500 · Aug 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,605 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNAUGATUCK VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Derby High SchoolF
High · Grades 9–12 · 0.2 mi
M
Derby Middle SchoolC
Middle · Grades 6–8 · 0.3 mi
E
Irving SchoolD
Elementary · Grades KG–5 · 0.5 mi

District: Derby School District

Neighborhood · ZIP 06418These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,707
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,336 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,431
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,707
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97a Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Derby 06418
  • Costs less per square foot than 69% of homes in Derby 06418
  • Bigger than 67% of homes in Derby 06418
  • Has a smaller lot than 74% of homes in Naugatuck Valley County
  • Newer than 97% of homes in Derby 06418

What homes are worth in Derby 06418

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$615K

This home is worth more than 71% of homes in Derby 06418.

How it measures up in Derby 06418

The dot is this home. The mark in the middle is the typical home in Derby 06418.

Estimated value$392,217
CheaperTypical $345,529Pricier

Pricier than 71% of homes nearby

Price per ft²$233
CheaperTypical $252Pricier

Pricier than 31% of homes nearby

Living area1,686 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.21 ac
SmallerTypical 0.25 acBigger

Bigger than 38% of homes nearby

Year built2002
OlderTypical 1959Newer

Newer than 97% of homes nearby

How 97a Summit St ranks against every home in each area.
MeasureThis homeDerby 06418Naugatuck Valley County
Estimated valuepricier than$392,21771% of homes52% of homes
Price per ft²pricier than$23331% of homes32% of homes
Living areabigger than1,686 ft²67% of homes60% of homes
Lot sizebigger than0.21 ac38% of homes26% of homes
Year builtnewer than200297% of homes92% of homes

About 97a Summit St

How much is 97a Summit St, Derby, CT worth?

The TopHap Estimate for 97a Summit St, Derby, CT is $392,217 as of Sep 24, 2026. The likely range is $368,235 to $416,199. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97a Summit St, Derby, CT last sell?

97a Summit St, Derby, CT last sold on Aug 19, 2019 for $248,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 97a Summit St, Derby, CT?

97a Summit St, Derby, CT has 3 bedrooms, 2.5 bathrooms, 1,686 square feet of living space and a 0.21-acre lot.

When was 97a Summit St, Derby, CT built?

97a Summit St, Derby, CT was built in 2002, making it 24 years old. It is a colonial home. The building has 2 stories.

What schools serve 97a Summit St, Derby, CT?

97a Summit St, Derby, CT is assigned to Derby High School (high), rated F; Derby Middle School (middle), rated C; Irving School (elementary), rated D. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97a Summit St, Derby, CT compare to other homes in Derby 06418?

Among the 3,850 homes in Derby 06418, it is worth more than 71% of them ($392,217 against a typical $345,529), its price per square foot is higher than 31% of them ($233 against a typical $252), it is bigger than 67% of them (1,686 ft² against a typical 1,392 ft²), its lot is bigger than 38% of them (0.21 ac against a typical 0.25 ac) and it is newer than 97% of them (2002 against a typical 1959). Measured against all of Naugatuck Valley County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97a Summit St, Derby, CT?

The 2024 property tax bill for 97a Summit St, Derby, CT was $7,605. The county assessed it at $176,050.

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