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Single Family ResidenceResidential
$152,517$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $137,000 on Feb 5, 2025

98 ARMSTRONG ST

FROSTBURG, MD 21532
1
Baths
1,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$153K
$133K low$172K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$137,000 · Feb 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,460 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,933 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mountain Ridge High SchoolB
High · Grades 9–12 · 0.6 mi
E
Beall Elementary SchoolA
Elementary · Grades PK–5 · 0.9 mi
M
Mount Savage Middle SchoolB-
Middle · Grades 6–8 · 4.5 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,604
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Armstrong St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Allegany County
  • Smaller than 87% of homes in Frostburg 21532

What homes are worth in Frostburg 21532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$502K

This home is worth more than 44% of homes in Frostburg 21532.

How it measures up in Frostburg 21532

The dot is this home. The mark in the middle is the typical home in Frostburg 21532.

Estimated value$152,517
CheaperTypical $163,783Pricier

Pricier than 44% of homes nearby

Price per ft²$147
CheaperTypical $113Pricier

Pricier than 70% of homes nearby

Living area1,036 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.44 ac
SmallerTypical 0.35 acBigger

Bigger than 59% of homes nearby

Year built1957
OlderTypical 1954Newer

Newer than 52% of homes nearby

How 98 Armstrong St ranks against every home in each area.
MeasureThis homeFrostburg 21532Allegany County
Estimated valuepricier than$152,51744% of homes54% of homes
Price per ft²pricier than$14770% of homes75% of homes
Living areabigger than1,036 ft²13% of homes17% of homes
Lot sizebigger than0.44 ac59% of homes64% of homes
Year builtnewer than195752% of homes58% of homes

About 98 Armstrong St

How much is 98 Armstrong St, Frostburg, MD worth?

The TopHap Estimate for 98 Armstrong St, Frostburg, MD is $152,517 as of Sep 24, 2026. The likely range is $132,962 to $172,072. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Armstrong St, Frostburg, MD last sell?

98 Armstrong St, Frostburg, MD last sold on Feb 5, 2025 for $137,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 98 Armstrong St, Frostburg, MD?

98 Armstrong St, Frostburg, MD has 1 bathrooms, 1,036 square feet of living space and a 0.44-acre lot.

When was 98 Armstrong St, Frostburg, MD built?

98 Armstrong St, Frostburg, MD was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 98 Armstrong St, Frostburg, MD?

98 Armstrong St, Frostburg, MD is assigned to Mountain Ridge High School (high), rated B; Beall Elementary School (elementary), rated A; Mount Savage Middle School (middle), rated B-. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Armstrong St, Frostburg, MD compare to other homes in Frostburg 21532?

Among the 5,146 homes in Frostburg 21532, it is worth more than 44% of them ($152,517 against a typical $163,783), its price per square foot is higher than 70% of them ($147 against a typical $113), it is bigger than 13% of them (1,036 ft² against a typical 1,488 ft²), its lot is bigger than 59% of them (0.44 ac against a typical 0.35 ac) and it is newer than 52% of them (1957 against a typical 1954). Measured against all of Allegany County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Armstrong St, Frostburg, MD?

The 2025 property tax bill for 98 Armstrong St, Frostburg, MD was $1,460. The county assessed it at $129,933.

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