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Single Family ResidenceResidential
$441,978$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $405,000 on Feb 26, 2025

98 BANK ST

SAINT ALBANS, VT 05478
3
Beds
2
Baths
1,299 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$442K
$368K low$516K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$405,000 · Feb 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,488 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$362,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$286,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bellows Free AcademyD+
High · Grades 9–12 · 0.5 mi
E
St. Albans City Elementary SchoolD
Elementary · Grades PK–8 · 1.0 mi

District: Maple Run Unified School District

Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Franklin County
  • Costs more per square foot than 94% of homes in Saint Albans 05478
  • Has a smaller lot than 83% of homes in Franklin County
  • Older than 72% of homes in Franklin County

What homes are worth in Saint Albans 05478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$817K

This home is worth more than 69% of homes in Saint Albans 05478.

How it measures up in Saint Albans 05478

The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.

Estimated value$441,978
CheaperTypical $369,494Pricier

Pricier than 69% of homes nearby

Price per ft²$340
CheaperTypical $242Pricier

Pricier than 94% of homes nearby

Living area1,299 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.3 ac
SmallerTypical 0.5 acBigger

Bigger than 31% of homes nearby

Year built1949
OlderTypical 1971Newer

Newer than 35% of homes nearby

How 98 Bank St ranks against every home in each area.
MeasureThis homeSaint Albans 05478Franklin County
Estimated valuepricier than$441,97869% of homes70% of homes
Price per ft²pricier than$34094% of homes92% of homes
Living areabigger than1,299 ft²38% of homes39% of homes
Lot sizebigger than0.3 ac31% of homes17% of homes
Year builtnewer than194935% of homes28% of homes

About 98 Bank St

How much is 98 Bank St, Saint Albans, VT worth?

The TopHap Estimate for 98 Bank St, Saint Albans, VT is $441,978 as of Oct 21, 2026. The likely range is $368,076 to $515,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Bank St, Saint Albans, VT last sell?

98 Bank St, Saint Albans, VT last sold on Feb 26, 2025 for $405,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 98 Bank St, Saint Albans, VT?

98 Bank St, Saint Albans, VT has 3 bedrooms, 2 bathrooms, 1,299 square feet of living space and a 0.30-acre lot.

When was 98 Bank St, Saint Albans, VT built?

98 Bank St, Saint Albans, VT was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 98 Bank St, Saint Albans, VT?

98 Bank St, Saint Albans, VT is assigned to Bellows Free Academy (high), rated D+; St. Albans City Elementary School (elementary), rated D. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Bank St, Saint Albans, VT compare to other homes in Saint Albans 05478?

Among the 5,690 homes in Saint Albans 05478, it is worth more than 69% of them ($441,978 against a typical $369,494), its price per square foot is higher than 94% of them ($340 against a typical $242), it is bigger than 38% of them (1,299 ft² against a typical 1,501 ft²), its lot is bigger than 31% of them (0.3 ac against a typical 0.5 ac) and it is newer than 35% of them (1949 against a typical 1971). Measured against all of Franklin County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Bank St, Saint Albans, VT?

The 2025 property tax bill for 98 Bank St, Saint Albans, VT was $4,488. The county assessed it at $362,900.

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