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Single Family ResidenceResidential
$212,697$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $111,100 on Mar 13, 1995

98 CLAY ST

SPRING VALLEY, OH 45370
3
Beds
3 / 1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$213K
$177K low$248K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$111,100 · Mar 13, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,372 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,070 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,090
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$171,620

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyGreene
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Warner Middle SchoolD+
Middle · Grades 6–8 · 5.4 mi
E
Cox Elementary SchoolC
Elementary · Grades KG–5 · 6.3 mi
H
Xenia High SchoolC-
High · Grades 9–12 · 8.0 mi

District: Xenia Community City School District

Neighborhood · ZIP 45370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,981
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Spring Valley 45370
  • Costs less per square foot than 87% of homes in Greene County
  • Smaller than 66% of homes in Spring Valley 45370
  • Has a smaller lot than 82% of homes in Spring Valley 45370
  • Newer than 78% of homes in Spring Valley 45370

What homes are worth in Spring Valley 45370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$1.2M

This home is worth more than 26% of homes in Spring Valley 45370.

How it measures up in Spring Valley 45370

The dot is this home. The mark in the middle is the typical home in Spring Valley 45370.

Estimated value$212,697
CheaperTypical $405,358Pricier

Pricier than 26% of homes nearby

Price per ft²$127
CheaperTypical $210Pricier

Pricier than 22% of homes nearby

Living area1,680 ft²
SmallerTypical 2,026 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.26 ac
SmallerTypical 2.29 acBigger

Bigger than 18% of homes nearby

Year built1995
OlderTypical 1972Newer

Newer than 78% of homes nearby

How 98 Clay St ranks against every home in each area.
MeasureThis homeSpring Valley 45370Greene County
Estimated valuepricier than$212,69726% of homes29% of homes
Price per ft²pricier than$12722% of homes13% of homes
Living areabigger than1,680 ft²34% of homes52% of homes
Lot sizebigger than0.26 ac18% of homes41% of homes
Year builtnewer than199578% of homes74% of homes

About 98 Clay St

How much is 98 Clay St, Spring Valley, OH worth?

The TopHap Estimate for 98 Clay St, Spring Valley, OH is $212,697 as of Sep 24, 2026. The likely range is $177,477 to $247,917. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Clay St, Spring Valley, OH last sell?

98 Clay St, Spring Valley, OH last sold on Mar 13, 1995 for $111,100, according to the county's recorded deed.

How big is 98 Clay St, Spring Valley, OH?

98 Clay St, Spring Valley, OH has 3 bedrooms, 3 bathrooms, 1,680 square feet of living space and a 0.26-acre lot.

When was 98 Clay St, Spring Valley, OH built?

98 Clay St, Spring Valley, OH was built in 1995, making it 31 years old. It is a colonial home. The building has 2 stories.

What schools serve 98 Clay St, Spring Valley, OH?

98 Clay St, Spring Valley, OH is assigned to Warner Middle School (middle), rated D+; Cox Elementary School (elementary), rated C; Xenia High School (high), rated C-. All sit in Xenia Community City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Clay St, Spring Valley, OH compare to other homes in Spring Valley 45370?

Among the 798 homes in Spring Valley 45370, it is worth more than 26% of them ($212,697 against a typical $405,358), its price per square foot is higher than 22% of them ($127 against a typical $210), it is bigger than 34% of them (1,680 ft² against a typical 2,026 ft²), its lot is bigger than 18% of them (0.26 ac against a typical 2.29 ac) and it is newer than 78% of them (1995 against a typical 1972). Measured against all of Greene County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Clay St, Spring Valley, OH?

The 2025 property tax bill for 98 Clay St, Spring Valley, OH was $3,372. The county assessed it at $60,070.

More homes on Clay St

Closest homes

More homes in Spring Valley 45370

Assigned schools

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