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TownhouseResidential
$413,164$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $105,000 on May 23, 1997

98 COOKS CT

WATERFORD, NY 12188
3
Beds
2 / 1
Baths
1,369 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$374K low$453K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · May 23, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,250 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,403

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountySaratoga
Lot (acres)The size of the land the home sits on, from county records.0.35
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 223 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shatekon Elementary SchoolB+
Elementary · Grades KG–5 · 3.8 mi
H
Shenendehowa High SchoolA-
High · Grades 9–12 · 4.5 mi
M
Koda Middle SchoolA+
Middle · Grades 6–8 · 4.9 mi

District: Shenendehowa Central School District

Neighborhood · ZIP 12188These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.826 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,641
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Cooks Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Waterford 12188
  • Costs more per square foot than 92% of homes in Waterford 12188
  • Smaller than 77% of homes in Waterford 12188
  • Has a smaller lot than 65% of homes in Saratoga County
  • Newer than 77% of homes in Waterford 12188

What homes are worth in Waterford 12188

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$772K

This home is worth more than 69% of homes in Waterford 12188.

How it measures up in Waterford 12188

The dot is this home. The mark in the middle is the typical home in Waterford 12188.

Estimated value$413,164
CheaperTypical $347,236Pricier

Pricier than 69% of homes nearby

Price per ft²$302
CheaperTypical $223Pricier

Pricier than 92% of homes nearby

Living area1,369 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.35 ac
SmallerTypical 0.36 acBigger

Bigger than 50% of homes nearby

Year built1989
OlderTypical 1970Newer

Newer than 77% of homes nearby

How 98 Cooks Ct ranks against every home in each area.
MeasureThis homeWaterford 12188Saratoga County
Estimated valuepricier than$413,16469% of homes43% of homes
Price per ft²pricier than$30292% of homes79% of homes
Living areabigger than1,369 ft²23% of homes26% of homes
Lot sizebigger than0.35 ac50% of homes35% of homes
Year builtnewer than198977% of homes61% of homes

About 98 Cooks Ct

How much is 98 Cooks Ct, Waterford, NY worth?

The TopHap Estimate for 98 Cooks Ct, Waterford, NY is $413,164 as of Oct 21, 2026. The likely range is $373,815 to $452,513. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Cooks Ct, Waterford, NY last sell?

98 Cooks Ct, Waterford, NY last sold on May 23, 1997 for $105,000, according to the county's recorded deed.

How big is 98 Cooks Ct, Waterford, NY?

98 Cooks Ct, Waterford, NY has 3 bedrooms, 2 bathrooms, 1,369 square feet of living space and a 0.35-acre lot.

When was 98 Cooks Ct, Waterford, NY built?

98 Cooks Ct, Waterford, NY was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 98 Cooks Ct, Waterford, NY?

98 Cooks Ct, Waterford, NY is assigned to Shatekon Elementary School (elementary), rated B+; Shenendehowa High School (high), rated A-; Koda Middle School (middle), rated A+. All sit in Shenendehowa Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Cooks Ct, Waterford, NY compare to other homes in Waterford 12188?

Among the 3,522 homes in Waterford 12188, it is worth more than 69% of them ($413,164 against a typical $347,236), its price per square foot is higher than 92% of them ($302 against a typical $223), it is bigger than 23% of them (1,369 ft² against a typical 1,804 ft²), its lot is bigger than 50% of them (0.35 ac against a typical 0.36 ac) and it is newer than 77% of them (1989 against a typical 1970). Measured against all of Saratoga County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Cooks Ct, Waterford, NY?

The 2024 property tax bill for 98 Cooks Ct, Waterford, NY was $4,250. The county assessed it at $105,100.

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