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Single Family ResidenceResidential
$601,359$432 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

98 HIGH ROCK RD

SANDY HOOK, CT 06482
3
Beds
1.5
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$601K
$554K low$648K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$432,359
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$345,887
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$169,000
NEWTOWN SAVINGS BANK · recorded Sep 8, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$290,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$351,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,085

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.126 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWESTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.1.16
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Wood Furnace
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middle Gate Elementary SchoolA-
Elementary · Grades KG–4 · 2.3 mi
H
Newtown High SchoolA
High · Grades 9–12 · 3.7 mi
M
Newtown Middle SchoolB
Middle · Grades 7–8 · 4.8 mi

District: Newtown School District

Neighborhood · ZIP 06482These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.568 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$146,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$179,268
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 High Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Western Connecticut County
  • Costs more per square foot than 89% of homes in Sandy Hook 06482
  • Smaller than 73% of homes in Sandy Hook 06482
  • Has a bigger lot than 70% of homes in Western Connecticut County
  • Older than 65% of homes in Sandy Hook 06482

What homes are worth in Sandy Hook 06482

Each bar is how many homes fall in that price range. The marker is this home.

This home
$309K$1.1M

This home is worth more than 43% of homes in Sandy Hook 06482.

How it measures up in Sandy Hook 06482

The dot is this home. The mark in the middle is the typical home in Sandy Hook 06482.

Estimated value$601,359
CheaperTypical $641,697Pricier

Pricier than 43% of homes nearby

Price per ft²$432
CheaperTypical $314Pricier

Pricier than 89% of homes nearby

Living area1,392 ft²
SmallerTypical 2,038 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.16 ac
SmallerTypical 1.18 acBigger

Bigger than 49% of homes nearby

Year built1968
OlderTypical 1979Newer

Newer than 35% of homes nearby

How 98 High Rock Rd ranks against every home in each area.
MeasureThis homeSandy Hook 06482Western Connecticut County
Estimated valuepricier than$601,35943% of homes31% of homes
Price per ft²pricier than$43289% of homes53% of homes
Living areabigger than1,392 ft²27% of homes28% of homes
Lot sizebigger than1.16 ac49% of homes70% of homes
Year builtnewer than196835% of homes52% of homes

About 98 High Rock Rd

How much is 98 High Rock Rd, Sandy Hook, CT worth?

The TopHap Estimate for 98 High Rock Rd, Sandy Hook, CT is $601,359 as of Jul 14, 2026. The likely range is $554,273 to $648,445. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 High Rock Rd, Sandy Hook, CT last sell?

98 High Rock Rd, Sandy Hook, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 98 High Rock Rd, Sandy Hook, CT?

98 High Rock Rd, Sandy Hook, CT has 3 bedrooms, 1.5 bathrooms, 1,392 square feet of living space and a 1.16-acre lot.

When was 98 High Rock Rd, Sandy Hook, CT built?

98 High Rock Rd, Sandy Hook, CT was built in 1968, making it 58 years old. It is a ranch home. The building has 1 story.

What schools serve 98 High Rock Rd, Sandy Hook, CT?

98 High Rock Rd, Sandy Hook, CT is assigned to Middle Gate Elementary School (elementary), rated A-; Newtown High School (high), rated A; Newtown Middle School (middle), rated B. All sit in Newtown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 High Rock Rd, Sandy Hook, CT compare to other homes in Sandy Hook 06482?

Among the 4,009 homes in Sandy Hook 06482, it is worth more than 43% of them ($601,359 against a typical $641,697), its price per square foot is higher than 89% of them ($432 against a typical $314), it is bigger than 27% of them (1,392 ft² against a typical 2,038 ft²), its lot is bigger than 49% of them (1.16 ac against a typical 1.18 ac) and it is newer than 35% of them (1968 against a typical 1979). Measured against all of Western Connecticut County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 High Rock Rd, Sandy Hook, CT?

The 2025 property tax bill for 98 High Rock Rd, Sandy Hook, CT was $10,104. The county assessed it at $351,550.

Closest homes

More homes in Sandy Hook 06482

Assigned schools

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