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Rural ResidenceResidential
$90,385$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

98 MAIN ST

WATERVILLE, IA 52170
5
Beds
1.5
Baths
1,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$90K
$67K low$114K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,178 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$8,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyALLAMAKEE
Lot (acres)The size of the land the home sits on, from county records.5.94
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Porch · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Campus Elementary School
Elementary · Grades PK–2 · 10.7 mi
M
Waukon Middle SchoolA
Middle · Grades 6–8 · 10.7 mi
H
Waukon High SchoolA
High · Grades 9–12 · 10.8 mi

District: Allamakee Community School District

Neighborhood · ZIP 52170These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.548
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,872
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,556
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Allamakee County
  • Costs less per square foot than 95% of homes in Allamakee County
  • Bigger than 72% of homes in Allamakee County
  • Has a bigger lot than 75% of homes in Allamakee County

What homes are worth in Waterville 52170

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$405K

This home is worth more than 18% of homes in Waterville 52170.

How it measures up in Waterville 52170

The dot is this home. The mark in the middle is the typical home in Waterville 52170.

Estimated value$90,385
CheaperTypical $243,001Pricier

Pricier than 18% of homes nearby

Price per ft²$51
CheaperTypical $150Pricier

Pricier than 10% of homes nearby

Living area1,764 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 67% of homes nearby

Lot size5.94 ac
SmallerTypical 5.82 acBigger

Bigger than 50% of homes nearby

Year built1955
OlderTypical 1958Newer

Newer than 50% of homes nearby

How 98 Main St ranks against every home in each area.
MeasureThis homeWaterville 52170Allamakee County
Estimated valuepricier than$90,38518% of homes11% of homes
Price per ft²pricier than$5110% of homes5% of homes
Living areabigger than1,764 ft²67% of homes72% of homes
Lot sizebigger than5.94 ac50% of homes75% of homes
Year builtnewer than195550% of homes40% of homes

About 98 Main St

How much is 98 Main St, Waterville, IA worth?

The TopHap Estimate for 98 Main St, Waterville, IA is $90,385 as of Sep 24, 2026. The likely range is $66,777 to $113,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Main St, Waterville, IA last sell?

98 Main St, Waterville, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 98 Main St, Waterville, IA?

98 Main St, Waterville, IA has 5 bedrooms, 1.5 bathrooms, 1,764 square feet of living space and a 5.94-acre lot.

When was 98 Main St, Waterville, IA built?

98 Main St, Waterville, IA was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 98 Main St, Waterville, IA?

98 Main St, Waterville, IA is assigned to West Campus Elementary School (elementary); Waukon Middle School (middle), rated A; Waukon High School (high), rated A. All sit in Allamakee Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Main St, Waterville, IA compare to other homes in Waterville 52170?

Among the 296 homes in Waterville 52170, it is worth more than 18% of them ($90,385 against a typical $243,001), its price per square foot is higher than 10% of them ($51 against a typical $150), it is bigger than 67% of them (1,764 ft² against a typical 1,458 ft²), its lot is bigger than 50% of them (5.94 ac against a typical 5.82 ac) and it is newer than 50% of them (1955 against a typical 1958). Measured against all of Allamakee County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Main St, Waterville, IA?

The 2026 property tax bill for 98 Main St, Waterville, IA was $1,178. The county assessed it at $8,700.

More homes on Main St

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Assigned schools

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