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Single Family ResidenceResidential
$262,888$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Mar 22, 2012

98 RIDGEWOOD CIR

CHICKAMAUGA, GA 30707
2
Baths
1,658 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$263K
$220K low$306K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Mar 22, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,170
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,136
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,718
FIRST COMMUNITY MORTGAGE CORP · P · recorded Apr 20, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,968 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,689 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,089
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,722

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWalker
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Patio · 256 ft²Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Ridge Elementary SchoolC
Elementary · Grades PK–5 · 1.2 mi
H
Ridgeland High SchoolC-
High · Grades 9–12 · 3.4 mi
M
Chattanooga Valley Middle SchoolC
Middle · Grades 6–8 · 3.5 mi

District: Walker County School District

Neighborhood · ZIP 30707These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.144

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,601
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Ridgewood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 67% of homes in Chickamauga 30707
  • Bigger than 66% of homes in Walker County
  • Has a smaller lot than 84% of homes in Chickamauga 30707

What homes are worth in Chickamauga 30707

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$877K

This home is worth more than 51% of homes in Chickamauga 30707.

How it measures up in Chickamauga 30707

The dot is this home. The mark in the middle is the typical home in Chickamauga 30707.

Estimated value$262,888
CheaperTypical $262,326Pricier

Pricier than 51% of homes nearby

Price per ft²$159
CheaperTypical $179Pricier

Pricier than 33% of homes nearby

Living area1,658 ft²
SmallerTypical 1,486 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.36 ac
SmallerTypical 0.94 acBigger

Bigger than 16% of homes nearby

Year built1988
OlderTypical 1982Newer

Newer than 59% of homes nearby

How 98 Ridgewood Cir ranks against every home in each area.
MeasureThis homeChickamauga 30707Walker County
Estimated valuepricier than$262,88851% of homes60% of homes
Price per ft²pricier than$15933% of homes44% of homes
Living areabigger than1,658 ft²61% of homes66% of homes
Lot sizebigger than0.36 ac16% of homes24% of homes
Year builtnewer than198859% of homes64% of homes

About 98 Ridgewood Cir

How much is 98 Ridgewood Cir, Chickamauga, GA worth?

The TopHap Estimate for 98 Ridgewood Cir, Chickamauga, GA is $262,888 as of Jul 14, 2026. The likely range is $220,252 to $305,524. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Ridgewood Cir, Chickamauga, GA last sell?

98 Ridgewood Cir, Chickamauga, GA last sold on Mar 22, 2012 for $90,000, according to the county's recorded deed.

How big is 98 Ridgewood Cir, Chickamauga, GA?

98 Ridgewood Cir, Chickamauga, GA has 2 bathrooms, 1,658 square feet of living space and a 0.36-acre lot.

When was 98 Ridgewood Cir, Chickamauga, GA built?

98 Ridgewood Cir, Chickamauga, GA was built in 1988, making it 38 years old. It is a split level home. The building has 2 stories.

What schools serve 98 Ridgewood Cir, Chickamauga, GA?

98 Ridgewood Cir, Chickamauga, GA is assigned to Cherokee Ridge Elementary School (elementary), rated C; Ridgeland High School (high), rated C-; Chattanooga Valley Middle School (middle), rated C. All sit in Walker County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Ridgewood Cir, Chickamauga, GA compare to other homes in Chickamauga 30707?

Among the 6,243 homes in Chickamauga 30707, it is worth more than 51% of them ($262,888 against a typical $262,326), its price per square foot is higher than 33% of them ($159 against a typical $179), it is bigger than 61% of them (1,658 ft² against a typical 1,486 ft²), its lot is bigger than 16% of them (0.36 ac against a typical 0.94 ac) and it is newer than 59% of them (1988 against a typical 1982). Measured against all of Walker County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Ridgewood Cir, Chickamauga, GA?

The 2025 property tax bill for 98 Ridgewood Cir, Chickamauga, GA was $1,968. The county assessed it at $88,689.

Closest homes

More homes in Chickamauga 30707

Assigned schools

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