Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$533,832$477 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $103,000 on Dec 17, 2012

98 ROCKY REEF RD

FORT SHAW, MT 59443
1
Beds
3 / 2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$534K
$347K low$721K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$103,000 · Dec 17, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$630 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,525 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,464
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,525

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCASCADE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.2.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Porch · 177 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fort Shaw Elementary SchoolA-
Elementary · Grades PK–5 · 0.9 mi
M
Sun River Middle SchoolC+
Middle · Grades 6–8 · 4.6 mi
H
Simms High SchoolD-
High · Grades 9–12 · 4.6 mi

District: Sun River Valley Elementary School District

Neighborhood · ZIP 59443These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,486
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,101
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Rocky Reef Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Cascade County
  • Costs more per square foot than 96% of homes in Cascade County
  • Smaller than 78% of homes in Fort Shaw 59443
  • Has a bigger lot than 83% of homes in Cascade County
  • Older than 78% of homes in Cascade County

What homes are worth in Fort Shaw 59443

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$1.2M

This home is worth more than 54% of homes in Fort Shaw 59443.

How it measures up in Fort Shaw 59443

The dot is this home. The mark in the middle is the typical home in Fort Shaw 59443.

Estimated value$533,832
CheaperTypical $509,810Pricier

Pricier than 54% of homes nearby

Price per ft²$477
CheaperTypical $294Pricier

Pricier than 92% of homes nearby

Living area1,120 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 22% of homes nearby

Lot size2.31 ac
SmallerTypical 13.06 acBigger

Bigger than 22% of homes nearby

Year built1945
OlderTypical 1973Newer

Newer than 27% of homes nearby

How 98 Rocky Reef Rd ranks against every home in each area.
MeasureThis homeFort Shaw 59443Cascade County
Estimated valuepricier than$533,83254% of homes84% of homes
Price per ft²pricier than$47792% of homes96% of homes
Living areabigger than1,120 ft²22% of homes40% of homes
Lot sizebigger than2.31 ac22% of homes83% of homes
Year builtnewer than194527% of homes22% of homes

About 98 Rocky Reef Rd

How much is 98 Rocky Reef Rd, Fort Shaw, MT worth?

The TopHap Estimate for 98 Rocky Reef Rd, Fort Shaw, MT is $533,832 as of Aug 30, 2026. The likely range is $347,118 to $720,546. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Rocky Reef Rd, Fort Shaw, MT last sell?

98 Rocky Reef Rd, Fort Shaw, MT last sold on Dec 17, 2012 for $103,000, according to the county's recorded deed.

How big is 98 Rocky Reef Rd, Fort Shaw, MT?

98 Rocky Reef Rd, Fort Shaw, MT has 1 bedrooms, 3 bathrooms, 1,120 square feet of living space and a 2.31-acre lot.

When was 98 Rocky Reef Rd, Fort Shaw, MT built?

98 Rocky Reef Rd, Fort Shaw, MT was built in 1945, making it 81 years old. It is a ranch home. The building has 1 story.

What schools serve 98 Rocky Reef Rd, Fort Shaw, MT?

98 Rocky Reef Rd, Fort Shaw, MT is assigned to Fort Shaw Elementary School (elementary), rated A-; Sun River Middle School (middle), rated C+; Simms High School (high), rated D-. All sit in Sun River Valley Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Rocky Reef Rd, Fort Shaw, MT compare to other homes in Fort Shaw 59443?

Among the 334 homes in Fort Shaw 59443, it is worth more than 54% of them ($533,832 against a typical $509,810), its price per square foot is higher than 92% of them ($477 against a typical $294), it is bigger than 22% of them (1,120 ft² against a typical 1,584 ft²), its lot is bigger than 22% of them (2.31 ac against a typical 13.06 ac) and it is newer than 27% of them (1945 against a typical 1973). Measured against all of Cascade County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Rocky Reef Rd, Fort Shaw, MT?

The 2026 property tax bill for 98 Rocky Reef Rd, Fort Shaw, MT was $630. The county assessed it at $114,525.

More homes on Rocky Reef Rd

Closest homes

More homes in Fort Shaw 59443

Assigned schools

Explore the area

See this home in context

Open 98 Rocky Reef Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map